| Service |
Fee |
| Account Research |
$20.00/hr |
| Account Verification |
$15.00 |
| American Express Gift Check |
$2.50 |
| American Express Travelers Checks |
$1.00 per $100 |
| American Express Gift & Travelers Checks |
No fee for Advantage Pricing Members only |
| American Express Travelers Checks (non Members) |
$2.00 per $100 |
| ATM Transactions and Inquiries (PFCU ATMs) |
Free |
| Unlimited FREE ATM transactions at non-PFCU ATMs. (Non-proprietary ATM network fees are still applicable.) |
| All other ATM Transactions |
| ..........Balance Inquiries |
$ .50 |
| ..........Transfers |
Free |
| ..........Withdrawals |
6 free/month* |
| ATM/VISA Card Replacement |
$5.00 |
| ATM Transaction with Negative Balance |
$20.00 |
| Certified Check |
$10.00 |
| Check Payable to Third Party |
$2.00 |
| Checking Account Fee - Courtesy Pay - if a member is in good standing, PFCU will honor overdrafts for a fee of $30.00. The Maximum overdraft limit per member at any one time for Courtesy Pay is $530.00 ($500.00 plus the fee of $30.00). Member will have 10 business days to bring their checking account current. Member may choose to opt-out of courtesy pay by providing PFCU their intentions in writing. |
| Copy of Statement |
$5.00 |
| Dormant Account under $300.00 (no activity 1 year) |
$10.00/quarter |
| EPay |
$6.95 if not used within a 60 day period |
| EPay stop payment fee |
$35.00 |
| Copy of a check issued through EPay |
$35.00 |
| EPay investigation fee |
$20.00 |
| EPay investigation requiring a third party research fee |
$35.00 |
| Inquiry of Check Paid |
$1.00 |
| Interim Statement/Screen |
$1.00 |
| Legal Notices Processed |
$25.00 |
| Loan Delinquency (more than 15 days) |
5% of payment |
| Money Market Service Fee |
$20.00 if any day during the dividend period your account balance falls below the minimum daily balance (no dividends will be paid). |
| Money Order |
$1.50 |
| Money Order (non Members) |
$3.00 |
| Notary Public (Members only) |
Free |
| Notary Public (non members) |
$2.00 |
| Online Banking |
$2.00 if not used within a 180 day period |
| Overdraft Covered by Loan Advance |
Free |
| Overdraft Covered by Savings |
$3.00 |
| Point of Sale |
Free |
| Personal Checks |
Per Catalog |
| Photocopy of Check |
$3.00 |
| Research Statement and Clearing Date |
$5.00 |
| Photocopy of Check Mailed to Home |
$5.00 |
| Photocopy of Check Faxed |
$3.00 |
| Returned Check |
$30.00 |
| Premium Checking Service Fee |
$8.00 per month, if a $4,000.00 minimum monthly balance is not maintained |
| Signature Guarantee (Members only) |
Free |
| Stop Payment |
$10.00 |
| TAP Balance and Inquiries |
Free |
| Temporary Checks |
$2.50 |
| Verification of Mortgages & Deposits |
$15.00 (per request) |
| VISA - Over the Credit Limit Fee - |
$25.00 |
| VISA - Late Charge Fee |
$25.00 |
| VISA - Replacement Card Fee |
$5.00 |
| Wire Transfer (Domestic) |
$20.00 |
| Wire Transfer (Incoming) |
No Fee |
| Wire Transfer (International) |
$35.00 |
