Advantage Pricing	6.99% APR
Without Advantage Pricing	8.99% APR
Term	Up to 84 Months
*Annual Percentage Rate. Rate as of 12/01/09 is subject to change at any time without notice and is subject to credit approval. Rates are subject to Lender's credit criteria, certain conditions, and restrictions apply. Rate of 6.99% APR requires Advantage Pricing. Without Advantage Pricing the interest rate will be 8.99% APR. Loan term is a maximum of 84 months; maximum loan amount is $30,000.00. Automatic payment deduction from a PFCU account is required for all loans. Existing PFCU loans cannot be refinanced; applies to new loans only. For terms and conditions of Advantage Pricing, see www.palisadesfcu.org  under “Terms of Use”. This promotion is subject to change and may be withdrawn at any time.

    For more info on our Platinum MasterCard and

our Rewards2U Program CLICK HERE

Fixed Rate Card	As low as    7.8% APR*
Varibale Rate Card with Rewards	As low as   Prime** + 5.55% APR*
*Subject to credit approval. Rates are subject to Lender's credit criteria and certain conditions and restrictions may apply. Rate is as of 9/1/09 and is subject to change at any time without notice. Your rate and corresponding Annual Percentage Rate (APR) may be higher than the published rate. See disclosures at www.palisadesfcu.org under ‘terms & conditions’. Only variable interest rate cards are offered with rewards. Fixed rate cards are not eligible for rewards. **The U.S. Prime Rate used to determine the  APRs for each billing cycle is the highest rate published in The Wall Street Journal “Money Rates” table on the 15th day of the three preceding calendar months, to which we add a margin. The margin range for the variable APR for Purchases and Balance Transfers is between 5.55% and 13.55%. On 9/1/09, the Prime rate applicable using this formula was 3.25%.

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	For more information or to apply Call ANY HOUR LOAN 24/7 at 1-877-230-PFCU (7328)
	If a Member, Click here to enter the secure online loan application.
	If not a Member, Click here to enter the secure online loan application.