Advantage Pricing Program
Advantage Pricing is Palisades Federal Credit Union's relationship pricing program.  To be an Advantage Pricing Program member you need to have direct deposit of your net pay, social security check, or pension into your PFCU checking account.  When you do, you'll receive the following benefits:

  Add an additional 1/4 point to any term certificate or IRA you open
  (With the exception of special term certificate and IRA promotions)

  Receive a 1/2 point rate lower on unsecured signature, auto, boat and
  motorcycle loans

  Unlimited FREE ATM transactions at non-Palisades Federal Credit Union ATMs. 
   (Non- proprietary  ATM  network fees are still applicable.)

  FREE American Express Travelers checks, Gift checks, and Checks for 
  Two

If you are not given the opportunity to direct deposit your net pay, social security or pension you can still take advantage of the benefits listed above by pledging to secure a sum or $500.00 into a Palisades Federal Credit Union secured savings account.

So start saving now.  You can now take Advantage of better rates, better yields, unlimited per month ATM usage and totally FREE Travelers Check products.  What are you waiting for?  Come and take the ADVANTAGE you richly deserve. 

Managed Credit Program
Consumer Loans are part of our Managed Credit Program loan rate will be determined by how long you finance your loan as well as your credit history. Published or advertised rates are usually the lowest possible rates being offered.

Your rate will be determined after your credit report has been reviewed.  Please remember that your loan rate will not be lower than the minimum rate that has been established by the credit union. You cannot refinance an existing PFCU loan. Rates are subject to change without notice.