Palisades Federal Credit Union (PFCU) is proud to offer the following two checking accounts. You get to choose the one that's right for you.

Basic Checking
No monthly service charges or per check fees. No minimum balance required.

• Unlimited check writing ability
• 6 free foreign ATM withdrawals monthly, unlimited ATM usage at all PFCU and Allpoint ATMs
• Free VISA Debit Card
• Several different types of overdraft protection, if you qualify
• Free online banking or TAP Audio Response System access
• Online access to view and print copies of your canceled checks free
• Courtesy Pay

Premium Checking
Pays dividends on all account balances but you must maintain an average monthly balance of $4,000 to avoid a monthly service fee.  Features are:

• Dividend earning regardless of balance
• $4,000.00 average minimum balance required to avoid monthly fee
• Your first order of checks are free
• 12 free foreign ATM withdrawals, unlimited ATM usage at all PFCU and Allpoint ATMs
• Free VISA Debit Card
• Several different types of overdraft protection, if you qualify
• Free online banking or TAP Audio Response System access
• Online access to view and print copies of your canceled checks free
• Courtesy Pay

VISA Debit Card
PFCU's VISA debit card will take you to new heights. It's simple and easy to use and gives you the convenience of shopping everywhere VISA debit cards are accepted. Also, there's no annual fee, no application fee, and no per month charges.  

Make the Switch
At Palisades Federal Credit Union it is your time and needs that matter most.  That is why we have redefined the ease and speed of switching to better banking.  Simply choose the services you want, complete any or all of the switch kit forms, and then let us do our job.  We’ll have you into better banking in no time.

Routing Number
A bank routing number assists you to move monies from one institution to another.  Palisades Federal Credit Union's routing number is 221979101 followed by your member number.   

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