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*The monthly payment of $375 shown in the web banner was determined by using the platinum Advantage Pricing 6.85% Annual Percentage Rate on a 84 month vehicle loan for $25,000.00.  The 6.85% APR was in effect on August 10, 2007.  Rates are subject to change without notice.

Loan rates and your monthly payment will be determined based on loan term, the amount of your loan and your credit history.  Your rate will be determined after your credit report has been reviewed.  No loan rate will be lower than the minimum rate established by the credit union.      

Remember, even if you've financed somewhere else, Palisades Federal Credit Union (PFCU) may be able to lower your monthly payments.  We make it simple to refinance a car loan that was financed at another financial institution because we are your vehicle loan experts.  (You cannot refinance an existing PFCU vehicle loan.)