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Free Kasasa Cash Checking

Home > Personal Accounts > Banking > Checking Accounts > Rewards Checking | Free Kasasa Cash Checking | Rockland County

Enjoy high dividend earnings and refunds on your ATM withdrawal fees.*

We basically pay you to bank here. Free Kasasa Cash® checking pays up to 2.00% APY* on your balance every month - just for doing banking basics you probably already do!

You will also get rewarded with refunds on your ATM withdrawal fees, nationwide - so you can get your money when and where you need it. Add a free Kasasa Saver® account to make saving easy. Open your accounts online today!


  • Free checking that pays high dividends
  • 2.00% APY* on balances up to $25,000
  • 2.00% to 0.43% APY on balances over $25,000 depending on balance in the account*
  • 0.01% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • $25 minimum deposit to open

Earning rewards is easy!

To earn your rewards, just do the following transactions and activties in your Kasasa Cash account during each monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking
  • Have at least 1 bill pay, ACH payment transaction, or direct deposit post and settle

And if you don't meet these qualifications, your account is still free. 

Plus, you will still earn our base rate - and you can get righ back to earning your full rewards the very next cycle that you qualify. 


*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by the credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by the credit union. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive APY of 2.00%; and balances over $25,000 earn 0.1998% interest rate on the portion of balance over $25,000, resulting in a range from 2.00% to 0.43% APY depending on the account’s balance and (2) you will receive reimbursements up to $25.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM fees are not refunded. Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the first day of the month. APY = Annual Percentage Yield. APYs accurate as of 6/20/16. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25.00 minimum deposit is required to open the account. Monthly ACH Debit, Bill Pay, or Direct Deposit are required to earn rewards. Enrollment in online banking and estatements are required to earn rewards. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our Palisades Credit Union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

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