Auto Loans

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1.99% APR* Auto Loan Special - Learn More »

At Palisades Federal Credit Union we have a comprehensive range of products and services to make the purchase and financing of your new or used vehicle swift and stress-free. Whether you want to let your hair flow freely in a new convertible or taxi the kids to piano lessons in a sleek minivan, your search should start here, at your credit union. 

Don’t get lured by a dealer’s fast talking sales associate when you can secure up to 100% financing through us and have a pre-approval for a cash-in-hand negotiating advantage. Our new and pre-owned vehicle loans feature fast turnaround and approvals with low rates and no hidden fees. 

Do you already have a loan on your existing vehicle? If so, you may be able to save significant money each month by refinancing it with us. There is no cost to apply, so contact us today for a quote to see how much you can save on your monthly payment!    

Features and Benefits:


  • Low rates 
  • New or used cars
  • Purchase or Refinance
  • 100% financing or no money down options
  • No prepayment penalty
  • No application fees 
  • Fast loan response (48 hours or less)
  • Easy loan process
 

For more information on applying, including completing an online application, please click here.

View our low Auto Loan Rates

Use our loan calculator to estimate your new monthly payment

*APR=Annual Percentage Rate. The APR is the advertised rate and can vary based on creditworthiness, age of vehicle and terms of the loan. Offer subject to credit approval. Loans currently financed with PFCU are not eligible for the promotion. Palisades Federal Credit Union Loan program is meant to save members money. However, the rate offered to each member will not go below the member's qualified rate or the credit union's floor rate of 1.99% APR. Loans must be in good standing (not more than 30 days past due) to be eligible for this offer. Loan cannot have been delinquent since loan origination. Average savings based on Credit Union National Association membership benefits report. Verification of loan rate is required. Rates subject to change at any time without notice. For complete details contact Palisades Federal Credit Union. 


Automatic Loan Payment

Loan payments can be made automatically with payroll deduction at no extra charge. If your employer does not offer payroll deduction, ask us about our automatic transfer option.

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