Home Equity Loans
Home Equity Line of Credit
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Can be used for: Tuition, Debt Consolidation,
Home Improvements, Vacations or
Anything Else You Choose!
An Interest only Home Equity Loan could reduce your initial monthly payments to give you more cash in your wallet now. You can choose to make interest only payments on the mortgaged amount for a fixed term and at the end of the interest-only period, you can choose to either let the line automatically convert to principal and interest payments until the loan is paid off, refinance the outstanding principal or pay the balance off in one lump sum. Why is our Home Equity Line of Credit an excellent choice?
We offer a super low introductory rate of 1.99% APR for the first 6 months, saving you hundreds or thousands of dollars in your first year. After the first 6 months your rate will switch to Prime minus .10% (3.50% APR floor rate). There could also be potential tax savings available to you once you've taken the loan. Our Home Equity Line of Credit is easy to apply for and we can provide you with a quick decision. Don't delay, you can apply right now by clicking here
. If you'd like additional information or a quick monthly payment quote call 1-800-438-7415 anytime.
Fixed Equity Special
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Home Equity, Auto Equity Loans and Lines of Credit*
The money you need may be in your own backyard. We have home equity loans and lines of credit to meet all your borrowing needs. You can even refinance an existing home equity loan or line of credit, saving you hundreds of dollars each year.
*Principal residence or second home in NY, NJ, PA, MA & CT. Rates are subject to change. Some restrictions may apply for refinancing PFCU loans.
Automatic Loan Payment
Loan payments can be made automatically with payroll deduction at no extra charge. If your employer does not offer payroll deduction, ask us about our automatic transfer option.
For more information on applying, including completing an online application, please click here.
View our low Home Equity Rates
Fixed Rate Home Refinance: