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Credit Card Scams
NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE
FOR TRANSACTION ACCOUNTS
All funds in a “non interest-bearing transaction account” are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules. The term “noninterest-bearing transaction account” includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (“NOW”) account, money market deposit account, and Interest on Lawyers Trust Account (“IOLTA”), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage visit www.ncua.gov.
Member Privacy & Protection
Palisades Federal Credit Union is committed to helping our members protect themselves from various fraudulent activities. However, members may be exposed to acts of fraudulent activity that are beyond PFCU’s control and it is ultimately our members’ responsibility to prevent and protect themselves from becoming an unsuspecting victim of identity theft, fraud or any other kind of scam.
Please note that PFCU will never ask for your password. If you get an email that claims to be from PFCU and asks for your password, it is someone trying to scam you. Never reply to an email requesting personal information as PFCU will never ask for personal information via email. Please avoid clicking on links in emails that you do not recognize. It is easy for phisers to spoof website addresses. While the address may look to be legitimate, it can direct you to fraudulent sites instead.
Please do not disclose personal information by phone unless you have verified the authenticity of the individual. PFCU will never initiate calls asking for personal information.
If you think you have been a victim of identity theft: Contact Palisades Federal Credit Union by calling (845) 642-4242 or (800) 438-7415, Monday -Friday, 8:30 a.m. – 4:30 p.m. (ET) and Saturday 9:00 a.m. – 1:00 p.m. (ET)..