*Annual Percentage Yield. This offer is not available to existing PFCU checking account members. Cannot be combined with any other coupons, promotions or specials. Membership requires a $5 deposit into a savings account. 1.00%APY given on first $25,000 deposited. Balances above $25,000 will receive standard account rates. Bonus rate requires an initial minimum deposit of $100. Must have direct deposit of at least $500 per month and receive your statements electronically to avoid a monthly service fee. Fees may reduce earnings. After the first year, standard account rates apply which can change at anytime without notice. Dividends compounded daily and credited monthly. Wireless carrier charges may apply. Federally insured by the NCUA.