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Free Kasasa Saver

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Enjoy automatic savings plus high dividend earnings.

Free Kasasa Saver® makes saving effortless. It connects to your free Kasasa® checking account to help you build your savings automatically. 

Whenever you earn cash rewards in your Kasasa Cash® or Kasasa Cash Back® checking, those earnings transfer into your Kasasa Saver account. Plus, Kasasa Saver earns up to 1.00% APY!*


  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.00% APY* on balances up to $25,000
  • 1.00% to 0.40% APY on balances over $25,000 depending on balance in account*
  • 0.01% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No minimum balance to earn rewards
  • No monthly service fee
  • $25 minimum deposit

Earning rewards is easy!

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. To earn your rewards, just do the following transactions and activitiesin your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in online banking
  • Have at least 1 bill pay, ACH payment transaction, or direct deposit post and settle

And if you don't meet these qualifications, your accounts are still free. 

Plus, you will still earn our base rate in Kasasa Saver - and you can get right back to earning your full rewards the very next cycle that you qualify. 


*Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the first day of the month.

Kasasa Saver: Balances up to $25,000 receive APY of 1.00%; and balances over $25,000 earn 0.2497% interest rate on the portion of balance over $25,000, resulting in a range from 1.00% to 0.40% APY depending on the account’s balance. 

Kasasa Cash: Balances up to $25,000 receive APY* of 2.00%; and balances over $25,000 earn 0.1998% interest rate on the portion of balance over $25,000, resulting in a non-compounding range from 2.00% to 0.43% APY* depending on the account’s balance. 

Kasasa Cash Back: 3.00% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle.

When Kasasa Cash & Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.01% APY. 

Kasasa Cash: All balances earn a non-compounding APY* of 0.01%. Kasasa Cash Back: No cash back payments are made. *When linked to the Kasasa Saver account, the dividends earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 06/20/16. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25.00 minimum deposit is required to open the account. Monthly ACH Debit, Bill Pay, or Direct Deposit are required to earn rewards. Enrollment in online banking and estatements are required to earn rewards. Limit 1 account per social security. An account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

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