Did you know only 8% of Americans achieve their New Years resolutions?
While 40% of Americans make resolutions on January 1st, very few actually stick to them. There are many reasons why resolutions may fail, like they’re too lofty or not being specific. Sometimes 12 months is just too daunting! If you want to be one of the 8% who achieve their goals, here are 10 tips to make your resolution stick this year.
- Write it Down
You’re 42% more likely to achieve a goal if you write it down.
- Start Small
Instead of 7 days a week at the gym, start with three or four.
- Break it Down
Break your goal down into monthly goals with progress checks so they seem more manageable.
- Be Specific
It’s easier to save more money from your paycheck when you have a specific amount you’ve set.
- Be Accountable
Hold yourself accountable, or get your family, friends and online community to help and encourage you.
- Take Responsibility for Your Actions
Support helps, but ultimately it is up to you! Take responsibility for your actions, do the work and don’t give up on yourself.
- Talk About Your Resolutions
Sharing your goals and your progress with others makes you more accountable (see number 5!)
- Change One Behavior at a Time
Making too many changes at once makes them harder to stick to, and easier to be discouraged.
- Reward Yourself for Meeting Smaller Goals
If you want to run a marathon, reward yourself after your first 5k, 10k, and half marathon!
- Don’t Beat Yourself Up
If you make a mistake forgive yourself and start over, slip-ups happen.
If any of your 2018 resolutions are to save money, invest, or pay off debt, PCU is here to help you! You can open a savings account, learn more about investing and options that make sense for you and your family with our financial advisors or we can help you consolidate your student loans to pay them off sooner! Big or small, we can help you achieve any of your goals this year!
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