Advantage Pricing

Advantage Pricing Program

Advantage Pricing is Palisades Federal Credit Union's relationship pricing program. To be an Advantage Pricing Program member you need to have direct deposit of your net pay, social security check, or pension into your PFCU checking account. When you do, you'll receive the following benefits:

  • Add an additional .15 point to any term certificate or IRA you open
    With the exception of special term certificate and IRA promotions
  • Receive a 1/2 point rate lower on unsecured signature, auto, boat and motorcycle loans

So start saving now. You can now take Advantage of better rates, better yields, unlimited per month ATM usage and FREE Travelers Check products. What are you waiting for? Come and take the ADVANTAGE you deserve.

Managed Credit Program

Consumer Loans are part of our Managed Credit Program, your loan rate will be determined by how long you finance your loan as well as your credit history. Published or advertised rates are usually the lowest possible rates being offered.

Your rate will be determined after your credit report has been reviewed. Please remember that your loan rate will not be lower than the minimum rate that has been established by the credit union. You cannot refinance an existing PFCU loan. Rates are subject to change without notice.

Locations & ATM

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