MasterCard Credit Card

Platinum Rewards MasterCard®

Apply Online Today!

Palisades Federal Credit Union is committed to providing you with a credit card that offers you greater value and more benefits. To meet your needs, we partnered with MasterCard® to give you the Platinum benefits you deserve! Our Platinum MasterCard® offers a suite of benefits designed for your maximum peace of mind including protection against unauthorized use and worldwide acceptance.

Our rewards program allows you to earn points every time you make a purchase. Points can be redeemed for a variety of items such as travel, merchandise, gift cards and cash back!


  • No Annual Fee
  • Extended Warranty Coverage
  • Master RoadAssist® Service
  • 24/7 Fraud Protection Services
  • MasterCard® Global Service
  • Zero Fraud Liability
  • Secure Online Access to Your Account
  • Purchase Assurance Coverage
  • Satisfaction Guarantee Coverage
  • Travel Assistance Services
  • Travel Accident Coverage



Apply for a Loan

24-Hour Loan Service

Click Here or Call 1-800-438-7415

 Annual Fee $0 
 Balance Transfer Fee $5 or 2.00% of the amount of each balance transfer, whichever is greater 
 Cash Advance Fee  $5 or 2.00% of the amount of each cash advance, whichever is greater
 Foreign Transaction Fee 1.00% of each transaction in U.S dollars 
 Late Payment Fee  Up to $30
 Returned Payment Fee Up to $34 
 Minimum Interest Charge No less than $1.00.  

*Annual Percentage Rate.  Subject to credit approval for each applicant. Rates are subject to Lender's credit criteria and certain conditions and restrictions may apply. Rate quoted is subject to change at any time. Borrower’s rate and corresponding APR may be higher than the published rate. Your APR will vary with the market based on the Prime Rate. See credit card agreement at under “Terms of Use” for more details. Federally insured by the NCUA.

Locations & ATM

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