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7 Good Money Habits to Teach Your Kids10/23/2019

happy family at the table with piggy bank

Looking back on your own childhood, what did you learn about money and how did you learn it? Perhaps you held part-time jobs from an early age to cover your personal expenses, save for college, or buy a car. Did you have an allowance?

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Is a New or Used Car Right for Me?1/19/2019

Are you buying a car in 2019?

Car

If so then you may have to decide whether a used or new car will be right for you and your needs.

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Ditch Debt This Year!1/8/2019

In 2017, 28% of Americans made their New Year’s Resolution to pay down debt.

Debt

If this was your resolution too read on for our five tips to make 2019 the year you ditch debt for good!

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Save More Money in 2019!1/3/2019

Was one of your resolutions for this year to save more money?

Save More

Here are some of our best tips and tricks to help you save more and achieve your financial goals this year.

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Save on Your Heating Bill With These Tips!12/5/2018

Are you looking to cut costs this holiday season?

snow-covered house

Or did you just have sticker shock the last time you opened your heating bill? No matter what your reason, you can save money on your monthly heating bill with these tips.

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Be Smart When Paying with your Smart Phone12/5/2018

Are you using your smart phone or a mobile wallet to pay for purchases over the holiday season?

The ease and convenience of these options have made them increasingly popular in the past years. Some experts say that paying with a smart phone can even be more secure than paying with credit or debit cards. But that doesn’t mean they are immune to fraud. Here’s what to look out for and ways to protect your identity when paying with a smart phone.

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Save Money on Last Minute Gifts12/5/2018

It happens to the best of us, it’s just three days before Christmas and you’re still not done shopping for gifts.

If you’re scrambling to get gifts and stick to your budget here are some tips. And don’t worry, there are no DIY presents on this list!

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Is Debt Consolidation or Forgiveness Right For you?11/28/2018

Are you in debt?

You’re not alone. Nearly ¾ of all Americans have debt, including mortgages, student loans, credit card, auto and medical debt. If you’re struggling with debt there may be options available to you. Read on to learn more about debt forgiveness and debt consolidation and see which one is right for you.

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Thanksgiving on a Budget11/16/2018

Thanksgiving may not be known as the most expensive holiday in the winter season, but costs can add up quickly.

Between travel, décor, and dinner it’s easy to go ham and overspend. Use these tips from PCU to host a great Thanksgiving on a budget!

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Holiday Survival Guide11/8/2018

From worrying about your waistline to your wallet, there are many reasons the holidays can be stressful.

Thankfully, we’ve put together a Holiday Survival Guide that gives you weekly action items. So, you can spend more time celebrating with friends and family this holiday season.

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Welcome RTCFCU members to Palisades! 10/16/2018

Change is always welcomed at Palisades Credit Union as well as new memberships.

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International Credit Union Day: Celebrate Credit Unions with PCU!10/9/2018

October 18, 2018 will mark the 70th anniversary of International Credit Union Day.

This year’s theme is “Find Your Platinum Lining.” It combines the traditional gift of platinum for 70th anniversaries with a play on the saying “every cloud has a silver lining.”

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How to Buy A Used Car9/18/2018

Buying a used car can be a confusing or daunting process, especially if you’ve never bought a car before.

And with nearly 40 million used cars sold a year, how do you know you’re making the best choice for you? Keep reading to see our tips for buying a used car you’ll love at a price you’ll love!

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Fact or Fiction: Common Credit Union Myths9/18/2018

Credit Unions have been around for over 100 years, but there is still a lot of misinformation surrounding them.

Below are seven common credit union myths including PCU and how we prove them wrong!

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How Can I Pay Off my Credit Card Debt Faster?9/5/2018

Do you have credit card debt?

You’re not alone — 50% of consumers in the U.S. have credit card debt. If you have credit card debt, it can be a monthly burden on you and your family, so here are three tips to help you pay off your credit card debt faster.

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Can You Pass Our Financial Literacy Quiz?9/5/2018

Only one-third of Americans can pass a basic financial literacy quiz.

Do you think you can do better? Take our financial literacy quiz below and get three or more questions right to pass. Ready to begin…

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Freshmen Finances: Financial Essentials for First-Time College Students9/5/2018

College is an exciting time where you will be trying and learning many new things.

Make sure you learn how to take care of your finances while you’re away from home for the first time! Read on to see what PCU recommends for every college freshman.

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Stay Safe Online: Cyber Security Tips from PCU7/26/2018

Last month Timehop announced it had been the target of a security breach that affected millions of people.

It seems that there are more and more security breaches that can compromise your identity and lead to identity theft. Here are some tips to help protect you and your identity online!

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College Majors That Pay!7/26/2018

Everyone knows going to college is a great way to make money.

A recent study found college graduates earn $1 million more in their lifetime than high school graduates. But some majors earn more money than others. Here are some of the highest paying college majors!

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Should I Get a Store Credit Card?7/26/2018

You’ve probably been asked when checking out if you would like to save 10, 15, and even 20% off your total, by getting a store credit card.

While this discount can be very tempting, are store credit cards worth it in the long run? Read on to find out!

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Tips for First Time Home Buyers6/29/2018

Becoming a home owner for the first time is a momentous occasion, but it can also be a little intimidating.

If you want to become a homeowner but don’t know where to start, here are some tips for making the most of your home search.

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Going on Vacation? Use These Tips to Save6/27/2018

Summer vacations are super fun, but they can be expensive!

The best way to save money is to plan and save up for it accordingly, but even if you haven’t, you can still save money while on your trip. Use these tips to save while you’re gone and remember to let PCU know where you’re going so there’s no interruption in your service!

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10 Mortgage Terms You Need to Know6/27/2018

Buying a home and getting a mortgage will be one of the biggest financial decisions of your life!

Whether this is your first home or you’re a seasoned pro who just needs a refresher, here are the terms you need to know to help you make the most of your mortgage!

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Credit Card Dos and Doníts6/27/2018

Credit cards can be a great tool to help you and your finances – if you know how to use them properly.

Whether you’ve never had a credit card before or just want to take better care of your credit card, here are our six credit card dos and don’ts to help you!

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Traveling Tips6/11/2018

Summer is quickly approaching.

Whether you’re planning a family vacation or just want to escape abroad here are some tips to help prepare to spend money internationally.

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Make the Most of Your First Paycheck6/4/2018

If you just graduated college, congratulations!

Like thousands of other recent college alumni, you may be starting your first full-time, salaried job and earning your first paycheck. Here are a couple things you can do now, to make sure you set yourself up for financial success for now and later!

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How Much Does College Cost and How Can I Pay For it? 5/25/2018

How Much Does College Cost?

The cost of college has been steadily rising for years, and a four-year degree is no small expense. For the 2017-18 school year the average cost of a bachelor’s degree ranged from $9,970 for an in-state public school to $34,740 for a private school degree. This estimate only covers the cost of tuition, but there are many other expenses to consider when paying for college, like fees, supplies, room and board, and everyday living expenses. For example, for a private college in New York City, they estimate you will have to spend an extra $10,00 - $20,000 a year to cover room and board and all other associated college costs. As you can see, the cost of college can vary greatly, but no matter where you go, college is not cheap. So, how can you pay for college?

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The Best Budget for You5/25/2018

Making and sticking to a budget.

Making and sticking to a budget is one of the most important steps to taking control of your finances and achieving your goals, but many Americans can’t stick with it. Help yourself succeed by choosing a budget that fits your lifestyle!

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Can You Afford Your Dream Vacation?5/22/2018

Everyone deserves a great vacation occasionally, but it’s no secret that traveling is not cheap.

Do you know how much it costs to travel to popular vacation destinations? Keep reading to see what it costs to have a dream vacation, and how you can afford it.

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Stress Less: Five Tips to Take the Stress out of Finances4/26/2018

For many Americans, money can be of the biggest causes of stress.

Since April is Stress Awareness Month, we’re sharing five tips for ways you can take the stress out of your financial planning.

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The Best Home Upgrades to Increase Your Home Value4/14/2018

One of the biggest investments you will ever make is the purchase of a home.

You want to make the most of your investment, so consider one of these home projects to add value to your home!

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Are You Prepared for a Rainy Day: How to Build an Emergency Fund4/6/2018

What is an Emergency Fund?

An emergency fund is a savings account that is there for a rainy day. It can help you cover major unexpected expenses like car repairs, medical bills, and even unemployment. You need an emergency fund because it provides a buffer in situations that may otherwise have you take out high interest loans or increase your credit card debt. If you already have those kinds of obligations or don’t have any savings at all, an emergency fund is essential to your financial health!

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Put All Your Eggs in One Basket3/23/2018

Did you know that one in three Americans has nothing saved for retirement?

While it is better to start saving for retirement sooner rather than later, it is never too late to start saving. The best way to begin saving for your retirement is through an Individual Retirement Account or IRA.

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7 Smart Things to do With Your Tax Refund in 20183/15/2018

You may not look forward to doing your taxes, but you probably look forward to getting your tax refund.

But before you start spending your refund on impulse buys, consider putting your refund to good use and ensuring your financial stability for the future. Here are seven smart things to do with your tax refund this year.

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Create and Stick to a Wedding Budget3/6/2018

Spring brings new life, beautiful blooms — and the start of wedding season!

Warmer months are the most popular time of the year to get married, and the average wedding cost $35,329 in 2016. You don’t need to spend thousands of dollars to have your dream wedding, but you should be prepared no matter what your budget is. Before you start picking out colors and venues, here are our tips to help you create and stay on budget for your big day!

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Choose Credit Unions2/9/2018

You may have heard that last month, one of the big banks announced they will no longer offer free checking for customers with low balances.

This decision prompted many people to look for alternative ways to bank. Credit Unions, like Palisades CU, are a great option for people who are worried about being charged to bank at big banks or want to bank with people that know and care about them. So, what is a credit union and what advantages do they offer?

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Valentine's on a Dime2/3/2018

Flowers. Chocolate. Dinner and a movie?!

Expectations may be high on Valentine’s day but that doesn’t mean the bill has to be too! Here are some ideas for any budget to make this a Valentine’s Day to remember.

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Get Organized with Palisades CU1/17/2018

This year Palisades CU can help you get — and stay — organized!

Our online and mobile banking system was designed for people that are always on the go, like you! If you enroll in online banking you will you have less errands to run, less paper cluttering your house, and fewer due dates to remember every month. If you’re ready to have peace of mind when it comes to your finances read more about how online banking and all the services it comes with was made for you!

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10 Ways to Make Your Resolutions Stick1/6/2018

Did you know only 8% of Americans achieve their New Years resolutions?

While 40% of Americans make resolutions on January 1st, very few actually stick to them. There are many reasons why resolutions may fail, like they’re too lofty or not being specific. Sometimes 12 months is just too daunting! If you want to be one of the 8% who achieve their goals, here are 10 tips to make your resolution stick this year.

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Four Financial Resolutions to Try This Year1/2/2018

Many people think of the New Year as a time to get in shape, but have you ever considered getting your wallet into shape?

With the fresh start of a new year, now could be a great time for you to tackle some new resolutions that can help your finances and secure your future! Here are four attainable financial resolutions for you to try in 2018.

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Savings Tips for 40s, 50s and 60s12/27/2017

Our last blog focused on savings in your 20’s and 30’s.

This week were giving you some tips on how to save in your 40’s, 50’s and 60’s. Your life can change a lot in these decades, but saving is just as important now as it was earlier in life, and it’s time to get serious about saving for retirement. Read on to see our simple tips to help you save and plan for your future.

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Savings Tips for People in their 20s and 30s12/21/2017

Saving money is an important step to take to plan for your future and to be financially secure in life.

But did you know, the way you save in your 20’s and our 60’s could look completely different? The one thing that will remain the same through out the years is the importance of saving! So no matter where you are in life, it’s never too soon to start your savings journey. Here is the first of two blogs on saving for any age, with some tips to help you start saving.

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Buying A Car For The Holidays?12/11/2017

Many people purchase cars for the holidays for a variety of reasons.

Some people give cars as gifts to loved ones and others just take advantage of all the sales and end of year pricing happening on car lots at this time of year. If you are purchasing car this holiday season you’ll want to make sure you walk in prepared to get the best deal, so we’ve put together a list of tips to help you buy a car this holiday season.

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Money Saving Tips for the Holidays11/17/2017

The holidays are a great time to reconnect with friends and family, enjoy time together and are generally considered a time of cheer and good tidings.

But for some the holidays can be stressful, due to the amount of money spent around the holidays. The National Retail Federation predicts Americans will spend over 670 million around the holidays in 2017, and in 2016 the average American spent $929 on gifts. Don’t let the spirit of giving get the best of you and your finances. Here are six ways to help you save money on gifts and other expenses this holiday season.

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Start Saving Young11/15/2017

Saving money is an important step to building wealth and having financial security in your future, and it’s never too soon to start teaching your kids good saving habits.

Building good habits when they’re young can help ensure your child’s future and will enable them to make sound decisions with their money when they go to college or leave the home. You have a huge part in helping shape these habits, and it’s never too soon to start! Use these six tips to help your kids start building good saving habits now.

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Now is the Time to Buy a New Home11/13/2017

Winter is not a popular time to move.

In fact, most Americans move between May and September. While the idea of moving in the cold months and possibly having to deal with adverse weather conditions may not be appealing, moving during the winter can save you lots of money. Read on to see the three ways starting your new home search now can save you!

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Palisades CU Assumes Loans, Assets, and Shares10/30/2017

Palisades Credit Union Assumes Loans, Assets, and Shares

(Pearl River, NY) – The National Credit Union Administration (NCUA) liquidated New York State Employees Federal Credit Union (NYSEFCU) on October 27, 2017. Palisades Credit Union immediately assumed most of New York State Employees Federal Credit Union’s assets and all member shares and loans.

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New Terms for Home Loans if You Have Student Debt10/24/2017

For many millennials — over 80% in a recent survey — student debt has become a barrier to home ownership.

Despite being in their prime years to buy their first home they expect to delay buying a home by seven years. Earlier this year however home lenders Fannie Mae and Freddie Mac changed some of the requirements to debt-to-income (DTI) ratios. Fannie Mae raised the DTI ceiling from 45% to 50%, which may open the door to home-ownership for many new buyers.

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Dreams Thrive at Palisades CU10/17/2017

If you are like a majority of Americans banking and finances can be a confusing and even stressful topic.

However, being financially literate is key to having a successful future and knowing you will be able to take care of you and your family’s needs.

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Three Apps to Help Your Finances10/10/2017

Sticking to a budget is hard, but it is essential to plan for you and your family’s financial health and future.

Thankfully there are dozens of mobile apps that can help you learn more about your spending habits and how to better take care of your finances available. Here’s a list of some of our favorite money apps available to smartphone users, so you can bank smart no matter where you are!

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Identity Theft and How To Protect Yourself9/11/2017

With data breaches becoming more frequent, it is important to understand how to protect yourself.

Identity theft occurs when someone uses your personal information, without your permission, and pretends to be you to commit fraud. It can be hard to notice that you were a victim of identity theft until you review your reports or statements and see charges you didn't make, or are contacted by a debt collector about a debt you don't recognize.

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5 Ways To Save In College 9/11/2017

College is quite the expense and tuition is only one part of that.

You also need to consider room and board, books, food, and more but don’t let that discourage you! There are plenty of ways to cut costs and save. Keep more money in your wallet by trying these five ways to save in college.

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Beat! Beep! 9/9/2017

Beat! Beep! Watch us beat your rate!

Beep! Beep! Is there a new car in your future? Finding the perfect vehicle can be a daunting task. Lots of questions come up about what style car are you looking for. What make of the car? What model? But the most common thought is: “how much money is this going to cost?”

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New ACH Rules9/6/2017

Beginning September 15, 2017, the National Automated Clearing House Association (NACHA) is implementing a Same Day ACH debit program, enabling the same-day processing of virtually any ACH payment.

Only international transactions (IATs) and high-value transactions above $25,000 will be excluded from same-day processing.

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Wrap Up Summer With Rewards8/28/2017

Wrap Up Summer With Rewards

If you’re looking for a credit card with great benefits, check out our Platinum Rewards MasterCard!

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Beware: Charging Your Phone In Public May Not Be Safe!8/16/2017

Beware: Charging Your Phone In Public May Not Be Safe!

If you’re like most people, you use your smartphone for everything, everyday! Even if it’s just there in case of emergencies having a charged cellphone can provide a serious sense of security. That’s why when the battery meter starts to tick down, a cold sense of panic rises in your stomach.

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Feeling Stuck In Your Auto Loan?8/11/2017

Feeling Stuck In Your Auto Loan? Refinance With Palisades CU!

With all the attention paid to refinancing home mortgages, refinancing your auto loan to a better rate may not have even crossed your mind!

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How to Pay for College7/31/2017

How To Pay For College When Financial Aid Isn’t Enough

While many types of federal student loans exist, freshman college students and their families often find that even the maximum loan amounts are not enough to pay for their education.

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How Do Home Appraisals Affect Your Mortgage Loan?7/24/2017

How Do Home Appraisals Affect Your Mortgage Loan?

Financing your new home is a process with numerous steps and the home appraisal process is one that can be particularly confusing to first time home buyers. Here are some answers that you need to get you through one of the final—and most important—steps of the home buying process.

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Ditch Your Bank, Join a Credit Union!7/19/2017

Ditch Your Bank, Join a Credit Union!

Tired of paying bank fees on everything from ATM withdrawals to monthly account maintenance? Want to be earning a better interest rate on your savings account? It might be time to consider switching to a credit union.

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Missed the FAFSA deadline?7/17/2017

Missed the FASFA Deadline? You Still Have Options!

Paying for college can be overwhelming and if you are looking for financial aid to help pay for school, staying on top of all those deadlines can be even more so. Besides keeping track of college application deadlines, scholarship deadlines, and financial aid deadlines, you also need to keep track of the special requirements for each one. It can be difficult to keep it all straight when you have so much going on.

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Student Loan Myths Busted!6/21/2017

Student Loan Myths Busted!

A recent LendEDU survey of more than 500 college students showed some troubling misconceptions about how student loans work — from the length of repayment plans to what happens if you cannot pay. With so much information and advice about student loans it's easy to be misinformed. Watch out for these five student loan myths.

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Applying for a Home Loan?6/16/2017

Applying for a Home Loan? Don’t Do These Things!

Buying a home is a long process – sometimes taking months. When you decide you’re ready to buy a home, you’ll (hopefully) examine your own finances closer than you ever have before – because your mortgage underwriter will be looking at your finances even more closely.

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Guide To Buying A Car6/5/2017

If you’re buying your first vehicle, the process may seem overwhelming.

Maybe you know what you want, but you’re not sure it will fit in your budget. And how do you know you’re getting the best deal? This guide is designed to help you successfully maneuver down the road to your new vehicle and avoid any potholes that could derail the process.

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Community Expansion6/1/2017

Palisades Credit Union announced today it has received approval of its community charter expansion by the National Credit Union Association (NCUA).

With this approval, Palisades Credit Union will expand its membership to serve “persons who live, work, study, volunteer, or worship Rockland County, New York and Bergen County, New Jersey”. This field of membership expansion was approved effective June 1, 2017.

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2017 Scholarship Winners5/26/2017

Palisades Credit Union Awards Scholarships to Members

PEARL RIVER, NY – Palisades Credit Union has awarded three thousand dollars ($3,000.00) in college scholarships to five (5) high school seniors to help finance their college education.

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Buying A Second Home? Here Are Some Things To Consider5/22/2017

Thinking about buying a second home?

Even in today’s housing market, a second home can be a great long term investment, or a way to earn extra income on the side by renting! However, there are some things to consider when buying a second home.

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Why Do Banks Charge Fees?5/3/2017

Have you ever been hit with a “minimum balance” fee by your bank only to wonder why you have to pay to access your own money?

Read on to find out why banks charge fees and what your options are!

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Millennials: Use These 5 Tips To Build Credit5/2/2017

Millennials may say they don’t want credit or that they have no worries about credit, but in reality, everyone needs to be actively concerned with their credit and credit score.

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Student Loan Consolidation vs Refinancing4/21/2017

Learn the difference between student loan consolidation and student loan refinancing to find out which option is best for you.

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Fund Your Dream Vacation With A Personal Loan From PCU4/21/2017

Personal loans are most often used to consolidate debt or pay off credit card bills but they can also be used for a world of travel opportunities. Read more to see if a personal loan from Palisades Credit Union is right for you!

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Drive Away With A Low Rate4/13/2017

Drive Away With A Low Rate And More Benefits!

Once you've found the vehicle that fits your needs, make sure your auto loan is also a perfect fit. Learn if the Flex Auto Saver Loan from Palisades Credit Union is right for you!

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Credit Card Upgrade3/29/2017

Palisades CU is pleased to announce that we are upgrading our credit cards!

In addition to upgrading cards, all credit card information will be accessible through Online Banking.

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Mortgages: CU vs. Bank3/28/2017

Whether you are a first-time home buyer or a seasoned veteran, you likely already know that there are many options available when choosing a mortgage lender to buy a new home.

Many people choose large banks or corporations for their mortgages because they feel that they can get a better rate – but is that really true? Read on to find out!

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Spring Into Action3/15/2017

Spring Into Action With A Home Equity Line of Credit (HELOC)

Put your home’s equity to work and get the flexibility you need with a Home Equity Line of Credit (HELOC) from Palisades Credit Union! Whether you want to spruce up your home for spring, plan a vacation or consolidate your debt you can do it on your terms with help from Palisades Credit Union.

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First Time Home Buyer Tips!3/6/2017

Are you ready to buy your first home?

Taking the steps to buy a home is exciting but it can also be scary if you don’t know what to expect. Take a look at these tips to avoid making common mistakes that could end up putting your new home loan on hold!

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Funtastic Fundraiser2/7/2017

Palisades Credit Union Partners with Rockland Boulders for Charity

Palisades Credit Union is proud to partner with the Rockland Boulders in their new and exciting fundraiser program that is guaranteed to help area groups and 501(c)3 organizations raise an unprecedented amount of money while enjoying all the fun of a Boulders home game.

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Saving Rockland Over $2 Million in Interest1/9/2017

Palisades Credit Union Saves Rockland County over $2 Million in Interest

Palisades Credit Union set a goal in 2016 to save Rockland County residents $1 Million in interest on loans with competitive rates. As a community chartered credit union, Palisades wanted to reinvest in its members and the community. The credit union found a way to save its community money by helping members find lower rates for their loans.

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How to Set Up Direct Deposit12/28/2016

Direct Deposit is a free service that automatically deposits recurring income into your checking or savings account.

Types of deposits that qualify include: salary from your employer, Social Security, pension, retirement plans, the Armed Forces, VA benefits, and annuity or dividend payments.

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Black Wednesday Sale11/14/2016

Beat the Rush! Black Wednesday Loan Sale

In honor of the biggest shopping season, Palisades CU will host a Black Wednesday Loan Sale to get shoppers ready for Black Friday. You can apply online or in person starting Wednesday, November 23 8AM-5PM EST. Get ready to submit those applications early as rates will increase throughout the day.

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Travel Tips11/9/2016

Five Travel Tips to Help Make Vacation a Breeze

  1. Sign up for Online Banking
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Relief for Hurricane Matthew10/7/2016

Palisades Credit Union Offers Relief Loan Special for Hurricane Matthew

(Pearl River, NY) - Palisades Credit Union announced today that they will be offering low rate relief loans to provide assistance to all Rockland county residents who have families that have been affected by Hurricane Matthew.

The Credit Union is offering personal loans at 50% off their standard rates for terms up to 24 months. The loans can be used for anything to help with relief in the affected areas. Through this offer, Palisades CU hopes to help the families of our members who have been affected by Hurricane Matthew.

Relief Loan applications can be taken online and over the phone, please visit www.palisadesfcu.org/apply to get started. For more information about the loan program visit www.palisadesfcu.org/reliefloan

About Palisades Credit Union

Palisades Credit Union is a not-for-profit organization founded in 1941 with a vision of building valued relationships through a lifetime of financial solutions. As the largest Rockland County based Credit Union, it operates three branches and provides a suite of full service banking products and services. Membership to Palisades Credit Union is open to anyone who lives, works, studies, volunteers, or worships in Rockland County, New York.

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Palisades CU 2016 Scholarship10/3/2016

Palisades Credit Union Offering Local Students Chance to Win Scholarships

(Pearl River, N.Y.) – Palisades Credit Union is offering local high school seniors a chance to win scholarships for college. Palisades CU is participating in the New York Credit Union Association’s statewide credit union scholarship program, which provides credit union members with scholarships. In 2016, scholarships awarded ranged from $250 to $1,500.

To be eligible, students must be high school seniors attending two- or four-year accredited educational institutions for the first time in the fall of 2017. They must also be members Palisades CU.

Students/applicants will be competing against other credit union members from across the state. Applicants will be judged based upon academic achievements, extracurricular and community activities and the quality of written essays. Last year, the New York Credit Union Association awarded $25,000 in scholarships through the program. In addition, Palisades CU awarded $3,000 to 7 local students.

For more information about the scholarship program, click here

About Palisades Credit Union

Palisades Credit Union is a not-for-profit organization founded in 1941 with a vision of building valued relationships through a lifetime of financial solutions. As the largest Rockland County based Credit Union, it operates three branches and provides a suite of full service banking products and services. Membership to Palisades Credit Union is open to anyone who lives, works, studies, volunteers, or worships in Rockland County, New York.

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To Refinance or Not To Refinance9/26/2016

Have you checked mortgage interest rates lately? If rates happen to be lower than when you bought your home, it may make sense to refinance to a lower rate. Read on to learn more about refinancing and to see if it’s something you should consider.

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Mystery Shopper Scam8/12/2016

Palisades Federal Credit Union is aware that there is a Mystery Shopper Scam that utilizes fraudulent credit union checks with our logo and credit union information.

Letters are being sent welcoming people to the Mystery Shopper program. Recipients are asked to deposit the fraudulent check into their bank accounts. After completing a few assignments, they are told to keep a set amount as their payment for completing the mystery shop assignments and to send the rest back to the sender.

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ATM Network Upgrades8/1/2016

As of Setepmber 7, 2016 Palisades CU will no longer be part of the Allpoint Network. For up to date ATM locations please use the ATM locator on our website and mobile app.

With our new Kasasa Rewards Checking accounts, you may be eligible for monthly ATM refunds up to $25 nationwide. To learn more about Kasasa Rewards Checking accounts click here or call 845-602-4242.

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A Home Run For Palisades CU Members6/14/2016

Palisades Credit Union Park

Palisades Credit Union is now offering discounts at Palisades Credit Union Park, home of the Rockland Boulders. By using a Palisades CU debit or credit card you can receive 20% off tickets at the box office, items in the team store, and food& non-alcoholic beverages in the main concession stands.

If you do not already have a checking account with Palisades Credit Union or a debit card, visit one of one of our branches or www.palisadesfcu.org/apply

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Palisades CU Ballpark4/25/2016

Palisades Credit Union Acquires Naming Rights to the Rockland Boulders Ballpark

Fans of the 2015 Can-Am Regular Season Champion Rockland Boulders will find a new community partner on the ballpark this year with the announcement today that Palisades Credit Union has acquired naming rights to the park now to be called Palisades Credit Union Park.

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Updated Fee Schedule4/1/2016

On April 1st we sent out our updated fee schedule to our members. Make sure you take a look as the new fees will be effective as of May 16, 2016.

 

Here is a link to our current fee schedule: Fee Schedule

 

If you have any questions please give us a call at 800.438.7415.

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