What are the Benefits of Mobile Banking?

Mobile banking gives you convenient access to your accounts wherever you are. With the Palisades Credit Union mobile app, you can manage everyday banking tasks directly from your smartphone.

Convenience: check account balances, review transactions, transfer funds, find ATMs, and manage your accounts right from your phone.
Save time: take care of everyday banking tasks without making a trip to a branch.
Bank on the go: whether you’re commuting to work, traveling, or simply relaxing at home, your accounts are available whenever you need them.
Easy to monitor: Stay on top of daily transactions to protect against fraud.
Stay on top of your budget: regularly checking your account activity can help you monitor your spending, identify unfamiliar transactions, and keep track of upcoming payments.
Make budgeting easier: having your account information at your fingertips makes it easier to check your balance before making a purchase and keep your spending on track.
Deposit checks from your phone: with Mobile Check Deposit, you can use your smartphone’s camera to deposit eligible checks without visiting a branch.
Pay bills: schedule one-time or recurring payments through digital banking and keep track of your payment history and due dates.
Manager your debit card: Palisades Credit Union’s mobile app allows you to lock or unlock your debit cards, giving you greater control if your card is misplaced or you notice suspicious activity.
Send money: use Zelle® within the PCU mobile app to send and receive money with friends, family, and others you trust.
Access your accounts securely: use features like Face ID or fingerprint authentication for a fast and secure way to log in.

Best of all, our digital banking services are free for members, with no monthly fee.

Is Mobile Banking Secure?

Mobile banking can be an easy and secure way to manage your money, but it’s still important to practice good digital security habits.

At Palisades Credit Union, protecting your accounts and personal information is a top priority. You can also take these steps to help protect yourself.

Keep your Phone Secure

Use a strong passcode, Face ID, fingerprint authentication or another security feature available on your device. Keep your phone’s operating system and apps updated so you have the latest security updates.

Be Cautions with Unexpected Texts and Emails

Scammers may impersonate banks and credit unions through emails, phone calls or text messages to steal passwords, account numbers, or other sensitive information. The Federal Trade Commission recommends avoiding unexpected links and contacting your financial institution using a phone number or website you know is legitimate.

We will never ask you to provide your digital banking password, security code, or other sensitive information through an unexpected message.

If you receive a suspicion message or call, don’t click any links, give information, or call any number provided in the message. Instead, call or message us directly using trusted contact information.

Turn on Multi-Factor Authentication When Available

Multi-factor authentication adds another layer of protection by requiring more than one form of verification when you sign in. The FTC recommends using multi-factor authentication to make it more difficult for scammers to access an account even if they obtain your username and password.

Avoid Banking on Unsecured Wi-Fi

Public Wi-Fi networks aren’t always secure. When possible, use a trusted network or your cellular connection when accessing financial accounts.

Monitor Your Accounts Regularly

One of the benefits of mobile banking is being able to check your accounts quickly. Take advantage of account alerts and regularly review your transactions so you can spot and report suspicious activity as soon as possible.

Who Offers Mobile Banking?

Mobile banking is now a standard feature offered by many banks and credit unions. But you don’t have to choose between convenient digital tools and personal, local service.

At Palisades Credit Union, you can have it all.

Our digital banking platform provides 24/7 access to your accounts, while our local branches and team are available when you need more personal assistance.

With our digital banking, you can:

Check balances and transaction history
Transfer funds
Make loan and credit card payments
Deposit checks
Pay bill
Set up account alerts
Lock or unlock your debit card
Find ATMs
Send money with Zelle®

Get Started with Mobile Banking today!

Already a member? Log in to digital banking or download the Palisades Credit Union mobile app to get started.

Not a member yet? Explore our checking account options and see how you can enjoy convenient digital banking along with the personal service of a local credit union.

At Palisades Credit Union, we’re here to give you the tools you need to manager your money with confidence whether you’re banking from your phone, computer or one of our branches.

Ready to get started? Join Palisades Credit Union today!

Palisades serves members throughout the Rockland County, NY and Bergen County, NJ communities. You may be eligible to join if you live, work, worship, or attend school in our service area. Immediate family members of eligible members may also qualify.