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Auto Loan

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New, Used, or Refinanced: We'll help you get behind the wheel.

At Palisades Credit Union we offer a comprehensive range of products and services to make the purchase and financing of a new or used vehicle swift and stress-free. Whether you want to let your hair flow freely in a new convertible or taxi the kids to piano lessons in a sleek minivan, your search should start here. Learn more about auto loans in Rockland and Bergen counties.

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Why choose Palisades Credit Union for your auto loan?

Credit Unions are not-for-profit, member-owned financial institutions that exist to serve the financial needs of their member owners. At Palisades Credit Union, our focus has always been our members and local community. Founded in 1941, we've grown from serving employees of the American Cyanamid Company to extending our services to all persons who live, work, worship, or attend school in Rockland County, New York and Bergen County, New Jersey, as well as New York State employees who work in one of the 5 NYC boroughs; members of Radio Television Broadcast Engineers Local 1212, International Brotherhood of Electrical Workers, AFL-CIO, in New York, NY; and USA Networks employees who work in or are paid from New York, NY.

Today, we have over $200 million in assets and over 14,000 members, but our primary goal remains the same: to build valued relationships through a lifetime of financial solutions by providing our members with personalized assistance and first-class financial services. If you're looking for the best auto loans in Orangeburg, New City, or Nanuet, we are confident that you’ll find what you're looking for at Palisades Credit Union.

As a member of Palisades Credit Union, you can become eligible for certain perks such as our Advantage Pricing Program (which includes a .50% rate reduction on unsecured signature and auto loans), Palisades Perks (free notary service and special discounts on other popular services), and Rockland Boulders discounts.

Benefits of a Palisades Auto Loan

Don't get lured by a dealer's fast talking sales associate when you can secure up to 100% financing through us and have a pre-approval for a cash-in-hand negotiating advantage.

  • Comprehensive range of products and services for purchasing and financing new or used vehicle
  • Swift and stress-free process and approvals with low rates and no hidden fees
  • No restrictions on type of vehicle
  • Get pre-approval and 100% financing
  • Refinance an existing loan on a vehicle and save on your monthly payment

Contact us today for a free quote!

Palisades Credit Union provides auto loans to eligible individuals in Rockland County, New York, New York City, and Bergen County, New Jersey. We are proud to serve the dynamic New York City metro area with personal, friendly customer service. Our employees are longtime members of their communities, just like us. You can count on Palisades for local expertise and experience. To learn more about auto financing in Orangeburg, New City, Nanuet, and more, give us a call or visit your nearest location.

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*APR= Annual Percentage Rate. Rate is 3.24% as of 5/1/2019. Rate is subject to change at any time without notice and is subject to credit approval. Rates are subject to Lender's credit criteria, certain conditions and restrictions apply. Loan term is a maximum of 72 months. Based on a $10,000 loan with a 3.24% APR for 60 months, monthly payments will be $182. Rates include a .5% discount for Advantage Pricing. Existing PFCU loans cannot be refinanced; applies to new loans only. APR assumes excellent credit. Vehicles manufactured 2018 or newer start as low as 3.24%. Rate may be higher for older vehicles. Additional terms and conditions may apply. 

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