Savings accounts made for growth
Saving doesn’t have to be complicated. Open your Palisades Credit Union savings account with just $5 and enjoy automatic transfers, unlimited Palisades Credit Union ATM access, and helpful online banking tools. Easy steps, real progress, brighter goals.
Compare our savings options
Whether you’re starting small or saving big, we have an option that’s just right for your journey.
Share Savings
Your first step into membership and saving.
- Unlimited ATM access
- No minimum balance required
- Access to digital tools to manage your account
Money Market Account
Flexible access and greater earning power.
- Ability to write checks to access funds
- Tiered rates reward higher balances
- $2,500 minimum balance requirement 7
High-Yield Savings
Grow your savings faster, without the risk.
- Tiered rates reward higher balances
- Limited access and $10,000 minimum balance requirement 8
- Your money is federally insured and always working for you
“Very friendly and very efficient service. Good rates on accounts too.”
- Ingemar K.
- Palisades CU Member
Earn higher returns than traditional savings
With a Certificate Account, you can lock in a higher rate for a fixed term, guaranteeing your earnings no matter what the market does. It’s a smarter way to grow your savings while still keeping your funds secure.
Smart money starts here
We’re where your neighbors enjoy modern tools, online access, and perks that put more back in your pocket.
Courtesy Pay
Cover transactions if you’re short on funds.
Digital Banking
Free for you to use anytime, anywhere.
Palisades Perks
Member-only offers & discounts.
Refer-a-Friend
Spread your love for Palisades and earn rewards.
Learn, grow, and thrive
From budgeting tips to credit-building advice, we’re here to help you make smart financial decisions with confidence.
Current savings rates
Savings FAQs
Common questions about our savings accounts.
Why do I need a savings account to become a member?
Your Share Savings account represents your ownership in the credit union. A small $5 deposit ($10 deposit for joint accounts) secures your membership and gives you access to all of our products and services.
Is there a minimum balance required?
Yes, a minimum of $5 ($10 for joint accounts) is required to keep your Share Savings account open and maintain your membership. Our other Savings accounts have other minimum balance requirements.
How do I access my savings funds?
You can access your savings account through digital banking, ACH transfers, in-branch withdrawals, or by visiting an ATM (Share Savings accounts only). Withdrawals may be limited to comply with federal guidelines.
Do savings accounts earn interest?
Yes! All of our savings accounts earn dividends. Rates may vary depending on the type of account and your balance.
How is my money protected?
Your funds are federally insured by the National Credit Union Association (NCUA) up to at least $250,000, so your savings are safe and secure.
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We’re in your corner
Smarter accounts, real rewards, and the convenient tools you rely on. Get it all from a local credit union rooted in New York and New Jersey.
