This week schools are out for mid-winter recess, which means spring break and summer aren’t too far behind. Whether you’re planning a family vacation or just want to escape abroad here are some tips to help prepare to spend money internationally.
- Notify your Credit Union of your travel plans
Let us know if you’re leaving the country so we don’t flag your accounts for fraud. While this can be annoying if it does happen just remember it’s an important security step to protect you!
- Use a credit or debit card without foreign transaction fees
Traveling is expense enough without having to pay foreign transaction fees on every purchase you make.
- Enable a pin on your credit card
A lot of countries in Europe and overseas require you to use a pin number when using a credit card so call us to enable this option. Or just use your debit card which is already pin enabled.
- Check your expiration dates
Make sure your cards won’t expire while you’re abroad. If they will contact your credit union before you go to replace your card.
- Make sure your card is activated for foreign use
Call to make sure your card does not need to be activated to be used internationally.
- Make a list of your wallet’s contents
Include anything that would need to be replaced if lost or stolen, as well as the overseas lost or stolen numbers, as toll free 800 numbers won’t work out of the country. Keep this list separate from your wallet!
- Get foreign currency before you go
Exchange rates at the airport are usually very high. Get enough local currency to get you out of the airport.
With a little preparation and planning before you go on your trip abroad you can make sure that you won’t be stranded in a foreign country without any money. Contact us to get started on your travel to-do list!
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