APPLY Online
Simplify your debt. Breathe a little easier.
Borrow up to $30,000 with a debt consolidation loan.
Rates as low as 7.49% APR1
-
One easy payment: Bring multiple bills together into one easy-to-manage payment, with fewer due dates to worry about.
-
Potential savings: Lower interest could mean more of your money goes toward paying down debt, not interest charges.
-
Less stress, more clarity: A clear payment plan and timeline can help you feel organized, confident, and back in control.
-
Build healthier credit: Consistent, on-time payments may help strengthen your credit over time.
This special offer is only available for a limited time! If you’re ready to get started, click the button below.
APPLY Online
What is a debt consolidation loan?
A debt consolidation loan lets you combine multiple debts - such as credit cards or personal loans - into one simple monthly payment, often at a lower interest rate.
Do I need collateral?
No. Our debt consolidation loans are unsecured, meaning you don’t have to use your home, savings, or other assets as collateral.
How much can I borrow?
Borrow only what you need - up to $30,000.
APPLY Online
More ways to save
Transfer your high interest balances to a credit card with Palisades CU and enjoy 0% APR2 for 15 months!
AApply for our Balance Transfer Credit Card
1APR = Annual Percentage Rate. Maximum loan amount is $30,000 and maximum loan term is 60 months. Application must be received by 4/30/2026, and loan must fund by 5/15/2026 to qualify for promotional rate. Based on a $10,000 loan with an 7.49% APR for 60 months, monthly payments will be $200.33. Promotion is subject to change at any time without notice and is subject to credit approval; actual rate offered is based on Lender’s credit criteria. Auto-payment required for lowest offer rate, 0.50% rate add-on if auto-payment is not established. Offer cannot be combined with any other offer and is available on loans currently financed with the Credit Union with exclusions. Federally insured by NCUA.
2APR = Annual Percentage Rate. As of 12/12/2025 Prime Rate is 6.75%. Platinum Rewards Mastercard is a variable rate. Maximum APR for Platinum Rewards Mastercard is 17.99%. Balance Transfer offer is 0% Introductory APR for 15 months for any transfer(s) completed within the first 90 days of account opening. After the introductory period ends, the standard balance transfer APR will be applied to unpaid introductory balances and new balance transfers. Offer not available to members with credit cards closed within the last 90 days.
Go to main navigation