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Fund Your Dream Vacation With A Personal Loan From PCU

Fund Your Dream Vacation With A Personal Loan From PCU4/21/2017

Personal loans are most often used to consolidate debt or pay off credit card bills but they can also be used for a world of travel opportunities. Read more to see if a personal loan from Palisades Credit Union is right for you!

Travel can provide life-changing experiences that you never forget. Unfortunately, those life-changing occasions can be pricey. According to the U.S. Department of Labor's Consumer Expenditure Survey, Americans who travel beyond our borders spend an average of $271 per day, per person.

So, what can Rockland County residents do when a bucket list trip pops up at a discount and you're temporarily tapped out? Consider applying for a personal loan from Palisades Credit Union. Even if you have room to add to your credit card balances, unsecured personal loans can be a better way to pay for a dream vacation.

Loan vs. credit cards

If you have a travel or rewards credit card, you don't have to forego the benefits of using it for your travel. Get your rewards, miles or cash back by charging your trip, but pay it off right away with a travel loan.  Personal loans offer several additional advantages over credit cards including:

  • Personal loan rates are almost always lower than credit card rates.
  • Personal loans don't increase the utilization ratio of your credit lines, which helps your credit score.

Unsecured vs. Secured Loans

At Palisades Credit Union we offer various options for personal loans: unsecured personal loans and secured personal loans.

Unsecured personal loans are available for up to $30,000. Palisades Credit Union has competitive rates and flexible terms for whatever fits your style. There are no limits on the use of loan funds and there is no security required.

Our Secured Personal Loan is a loan that is secured by cash in a savings or certificate account. By using your savings or certificate as collateral on a loan you can enjoy much lower interest rates than with most conventional bank loans. This is also a great way to establish credit history without depleting your hard-earned savings.

Get Packing!

Plan now for your dream vacation without breaking the bank! Apply now for our Personal Loan Special! Click here to apply online today!

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