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Checking Accounts

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Better Solutions for Your Everyday Banking Needs

Stop wasting your money with checking accounts that cost you more than what they can do for you. Palisades Credit Union is a not-for-profit, member-owned financial institution that exists solely to meet the banking needs of our members. From online account opening to ATM-fee refunds, no monthly service fee, and interest-bearing and rewards options, we are proud to bring you the best features a checking account can offer.

At Palisades Credit Union, our mission is to build valued relationships through a lifetime of financial solutions. With over $200 million in assets and more than 14,000 members, we continuously strive to offer our members first-class financial services. Our focus is on our members and the local community, allowing us to tailor the financial products and services we offer to the needs of Rockland County, New York; Bergen County, New Jersey; and select groups in New York City.

Why open a checking account with PCU?

In addition to our full menu of personal and business banking products and financial services, Palisades Credit Union offers a wealth of educational resources and other perks to our member-owners. As a member of Palisades Credit Union, you can become eligible for certain benefits such as our Palisades Perks (free notary service and special discounts on other popular services). We also partner with Turbo Tax to offer a discount on Turbo Tax federal products to our members.

If you're looking for the best checking accounts in Orangeburg, New City, or Nanuet, we are confident that you'll find what you're looking for at Palisades Credit Union. Compare our checking account options below.

Rewards Checking

Earn refunds on your ATM withdrawal fees, nationwide!* All for doing simple activities that make banking more convenient**.

Open a Rewards Checking account and enjoy: 

  • Refunds on ATM withdrawal fees, nationwide (up to $18 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • A network of Palisades Credit Union ATMs and Surcharge-free ATMs

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*Refunds on ATM withdrawal fees are contingent on meeting the qualifications. Refunds will be made up to $18.

** Rewards Checking accounts with no debit card activity in a 90-day period will be converted to a Basic Checking account. A monthly maintenance fee will be assessed if minimum requirements are not met. See Fee Schedule for details.


Basic Checking

Are you a "keep it simple" kind of person? Our Basic Checking Account offers the core features you're looking for with:

  • Unlimited Check Writing
  • Debit Card
  • A2A Transactions
  • Online and Mobile Banking
  • A network of Palisades Credit Union ATMs and Surcharge-free ATMs

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Youth Checking

Teach your child about the importance of financial literacy with our Youth Checking Account.

  • Available for ages 13-21 (Minors under 18 will need a joint member)
  • No monthly service fee
  • Debit Card
  • Mobile and online banking
  • A network of Palisades Credit Union ATMs and Surcharge-free ATMs

Learn More


Service Perks

Access our Online and Mobile banking to easily manage your finances.

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