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Basic Checking

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Avoid maintenance fees and get all the features you're looking for with Basic Checking from Palisades Credit Union

Does your current checking account cost too much? With Basic Checking from Palisades Credit Union, you get everything you need, nothing you don't, and no hidden fees. It's easy to avoid a monthly maintenance fee by fulfilling one of the four optional requirements. In return, you'll be able to write unlimited checks, use a Palisades Credit Union debit card, and access our online and mobile banking platforms.

Perhaps we should call it Convenient Checking - the privileges that come with your Basic Checking account include:

  • Unlimited Check Writing
  • Debit Card
  • A2A Transactions
  • Mobile Deposits
  • Online Banking
  • Mobile Banking

We offer four easy ways to avoid a monthly maintenance fee1 on your Basic Checking:

  • Monthly Direct Deposit
  • Sign Up for E-Statements
  • Maintain an Average Monthly Balance of $300
  • Have an Active Loan

1 See fee schedule for monthly maintenance fee.

Open a Basic Checking Account from Palisades Credit Union today!

Palisades Credit Union is a not-for-profit, member-owned financial institution that exists solely to meet the banking needs of our members. From online account opening to ATM-fee refunds, no monthly service fee, and rewards, we are proud to bring you the best in Basic Checking for Bergen County, Rockland County, and select groups in New York City.

At Palisades Credit Union, our mission is to build valued relationships through a lifetime of financial solutions. With over $200 million in assets and more than 14,000 members, we continuously strive to offer our members first-class financial services. Our focus is on our members and the local community, allowing us to tailor the financial products and services we offer to the needs of Rockland County, New York; Bergen County, New Jersey; and select groups in New York City.

Open a checking account online or visit your nearest PCU location in Nanuet, New City, or Orangeburg, NY.

If you need more than a basic checking account, checking out or High-Yield Checking and Cashback Rewards Checking account options. 

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