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Take advantage of all the perks that come with our Platinum Rewards Mastercard®.

Are you looking for a credit card that will give you the most bang for your buck? At Palisades Credit Union, we're always on the lookout for the best products and services to offer our members. That's why we are proud to provide a credit card that offers greater value and more rewards to our member-owners. We have partnered with Mastercard® to provide the platinum benefits you deserve!

So many perks, so little time

Our Platinum Rewards Mastercard® offers a suite of benefits designed for your maximum convenience and peace of mind. Perks include protection against unauthorized use, worldwide acceptance, a promotional balance transfer offer, and a rewards program that allows you to earn points for all purchases.

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How will you use your points?

  • Travel expenses such as plane tickets, hotel rooms, and rental cars
  • Merchandise from your favorite stores
  • Gift cards for popular brands
  • Cash back to apply toward your statement balance

Apply online for the Platinum Rewards Mastercard® from Palisades Credit Union!

We are confident that our Platinum Rewards Mastercard® is the only credit card you'll ever want or need. We make it easy and convenient to apply with a quick online application. You can also visit your nearest PCU location in Nanuet, New City, or Orangeburg, NY.

Palisades Credit Union is a not-for-profit, member-owned financial institution that exists solely to meet the banking needs of our members. From online account opening to ATM-fee refunds, no monthly service fee, and cash-back rewards, we are proud to bring you one of the best credit card benefits in Bergen County, Rockland County, and select groups in New York City.

At Palisades Credit Union, our mission is to build valued relationships through a lifetime of financial solutions. With over $200 million in assets and more than 14,000 members, we continuously strive to offer our members first-class financial services. Our focus is on our members and the local community, allowing us to tailor the financial products and services we offer to the needs of Rockland County, New York; Bergen County, New Jersey; and select groups in New York City.

Looking for a rewards credit card, cash back credit card, balance transfer credit card, and/or no annual fee credit card? Apply for our credit union credit card online or visit your nearest PCU location in Nanuet, New City, or Orangeburg, NY.

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Interest Rates & Fees:

Annual Percentage Rate (APR) for Purchases 17.49% - 17.99% This APR will vary with the market based on the Prime Rate.
Annual Fee $0.00
Balance Transfer Fee 3% of the amount of each transfer or $5.00, whichever is greater
Cash Advance Fee 3% of the amount of each cash advance or $5.00, whichever is greater
Foreign Transaction Fee 1.00% of each transaction in U.S. dollars
Late Payment Fee Up to $25.00 the first time your payment is late 1 day or more.  If you make a subsequent late payment within
the following 6 billing cycles, you will be charged up to $35.00 for each late payment.
Returned Payment Fee Up to $25.00 the first time your payment is returned for any reason.  If a subsequent payment is returned
within the following 6 billing cycles, you will be charged up to $35.00 for each returned payment.
Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00



*APR = Annual Percentage Rate. As of 9/1/2023 Prime Rate is 8.50%. Platinum Rewards Mastercard is a variable rate. Maximum APR for Platinum Rewards Mastercard is 17.99%. Balance Transfer offer is 0% Introductory APR for 15 months for any transfer(s) completed within the first 90 days of account opening. After the introductory period ends, the standard balance transfer APR will be applied to unpaid introductory balances and new balance transfers. Offer not available to members with credit cards closed within the last 90 days.

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