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Platinum Rewards Mastercard®

Palisades Credit Union is committed to providing a credit card that offers greater value and more benefits. We have partnered with Mastercard® to provide the platinum benefits you deserve! Our Platinum Rewards Mastercard offers a suite of benefits designed for your maximum peace of mind including protection against unauthorized use and worldwide acceptance.

Our rewards program allows you to earn points for all purchases. Points can be redeemed for a variety of items such as travel, merchandise, gift cards and cash back on your statements!

Platinum Rewards Mastercard Benefits:

  • No Annual Fee
  • Zero Fraud Liability
  • Price Protection
  • 24/7 Fraud Protection Services
  • Extended Warranty Coverage
  • Mastercard ID Theft Protection
  • Mastercard Global Service
  • Baggage Delay Insurance
  • Trip Cancellation / Trip Interruption
  • Auto Rental Collision
  • Travel Accident Insurance

Interest Rates & Fees:

Annual Percentage Rate (APR) for Purchases 12.80% - 17.80% This APR will vary with the market based on the Prime Rate.
Annual Fee $0.00
Balance Transfer Fee $5 or 2.00% of the amount of each balance transfer, whichever is greater
Cash Advance Fee $5 or 2.00% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee 1.00% of each transaction in U.S. dollars
Late Payment Fee Up to $30.00
Returned Payment Fee Up to $34.00
Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00


* APR = Annual Percentage Rate. Platinum Rewards Mastercard is a variable rate. Maximum APR for Platinum Rewards Mastercard is 17.80%. Balance Transfer offer is 0% APR for 6 months from date of first transfer. After the introductory period ends, the standard purchase APR will be applied to unpaid introductory balances and new balance transfers.  

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