Apply for Platinum Rewards Mastercard
Convenience and rewards in your pocket
Earn rewards for everyday spending. The Platinum Rewards Mastercard® delivers maximum value and exclusive Palisades Credit Union member perks to help you live life to the fullest.
- Earn rewards on every purchase
- Save with no annual fee
- Enjoy worldwide acceptance
- Save on interest charges by transferring your existing balances
- Have peace of mind with fraud protection
The perks add up
Our Platinum Rewards Mastercard® comes packed with perks for your peace of mind and enjoyment. Enjoy worldwide acceptance, fraud protection, promotional balance transfer offers, and a rewarding points program for all your purchases.
- Travel expenses such as plane tickets, hotel rooms, and rental cars
- Merchandise from your favorite stores
- Gift cards for popular brands
- Cash back to apply toward your statement balance
Interest Rates & Fees:
| Annual Percentage Rate (APR1) for Purchases | 16.49% - 17.99% This APR1 will vary with the market based on the Prime Rate2. |
| Annual Fee | $0.00 |
| Balance Transfer Fee | 3% of the amount of each transfer or $5.00, whichever is greater |
| Cash Advance Fee | 3% of the amount of each cash advance or $5.00, whichever is greater |
| Foreign Transaction Fee | 1.00% of each transaction in U.S. dollars |
| Late Payment Fee | Up to $25.00 the first time your payment is late 1 day or more. If you make a subsequent late payment within the following 6 billing cycles, you will be charged up to $35.00 for each late payment. |
| Returned Payment Fee | Up to $25.00 the first time your payment is returned for any reason. If a subsequent payment is returned within the following 6 billing cycles, you will be charged up to $35.00 for each returned payment. |
| Minimum Interest Charge | If you are charged interest, the charge will be no less than $1.00 |
1APR = Annual Percentage Rate.
2Prime Rate as of 12/19/2024 is 7.50%. Platinum Rewards Mastercard is a variable rate. Maximum APR for Platinum Rewards Mastercard is 17.99%. Balance Transfer offer is 0% Introductory APR for 15 months for any transfer(s) completed within the first 90 days of account opening. After the introductory period ends, the standard balance transfer APR will be applied to unpaid introductory balances and new balance transfers. Offer not available to members with credit cards closed within the last 90 days.