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Personal Loan

Home > Personal Accounts > Borrowing > Personal Loan | Unsecured Loan | Secured Loan | Rockland County | Palisades Credit Union

Personal Loans

At Palisades Credit Union we offer various options for personal loans. We understand that sometimes you may need the extra cash for projects, vacations, or just to treat yourself!

Unsecured Loans

Unsecured personal loans are available for up to $30,000. Palisades Credit Union has competitive rates and flexible terms for whatever fits your style. There are no limits on the use of loan funds and there is no security required.

Secured Loans

Our Secured Personal Loan is a loan that is secured by cash in a savings or certificate account. By using your savings or certificate as collateral on a loan you can enjoy much lower interest rates than with most conventional bank loans. This also a great way to establish a credit history without depleting your hard-earned savings.

 

*APR=Annual Percentage Rate. Rate of 7.99% APR is as of 9/1/2016. Maximum loan amount is $30,000. Maximum loan term is 60 months. Rate includes Advantage Pricing discount of .5%. Based on a $10,000 loan with a 7.99% APR for 24 months, monthly payments will be $453. Existing Palisades CU loans cannot be refinanced;applies to new loans only. Additional terms and conditions may apply. 

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