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Certificates

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Grow your savings risk-free!

Palisades Credit Union wants to grow your money so that you can enjoy it. Earn higher-yielding dividends with certificates. It's a convenient, safe way to maximize your savings. All of our certificates are fully insured by NCUA.

Are you saving for a special occasion or purchase? Select a term that fits your timeline, then sit back and relax while your money grows on its own. Before you know it, you can reach your savings goal for a down payment on a house, family vacation, or whatever you’re working toward.

Fixed Tier Rate Certificates

Fixed Tier Rate Certificates give you a set rate for the term of your certificate based on your opening balance.

  • Higher yields than savings, checking, money market accounts.
  • Flexible terms from 3 to 60 months.
  • Eligible for yield increases for Advantage Pricing and higher deposits.
  • Can be pledged as collateral for a secured loan.
  • Only requires a $500 minimum deposit.

Looking for the best certificate of deposit in Rockland or Bergen Counties? Look no further than Palisades Credit Union. We help you get the most out of your money.

To put your money in a certificate from Palisades Credit Union, give us a call or visit your nearest branch in Nanuet, New City, or Orangeburg. Membership is open to individuals who live, work, worship, volunteer, or attend school in Rockland County, New York, or Bergen County, New Jersey. New York State employees who work in one of the five boroughs can also join.

Certificate Rates

 

Certificate Accounts and IRAs have penalties for early withdrawals. Fees could reduce the earnings on the account.

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