Loan Rates
| Credit Card Loan Rates | |
| Effective Date: Wednesday, November 30th, 2022 | |
| Product | Rate* |
| Platinum Rewards MasterCard | 15.99% - 17.99%, variable rate based on the Prime Rate |
| Home Equity Rates | |
| Effective Date: Wednesday, November 30th, 2022 | |
| Product | Rate* |
| Home Equity Loans *** | |
| Fixed Equity Loan: 15 years | As low as 6.50% |
| Home Equity Line of Credit- No Closing Costs up to $150,000* | 1.99% for the first 6 months and adjusts to Prime** - 0.10% after |
| Home Equity Line of Credit- Interest Only & No Closing Costs up to $150,000* | 1.99% for the first 6 months and adjusts to Prime** - 0.10% after |
| Mortgage Rates | ||
| Effective Date: Wednesday, November 30th, 2022 | ||
| Product | Rate* | APR* |
| 15 Year Fixed | 6.1250%1 | 6.478% |
| 30 Year Fixed | 6.375%2 | 6.590% |
| 1Rate reflected above includes a rate buy down of 0.000%. 2Rate reflected above includes a buy down rate of 0.000%. | ||
| APR is based on a $300,000 purchase with a 70% LTV. Actual interest rates may vary based on lender’s credit criteria. Property must be located in NY, NJ, CT, PA, or MA. | ||
| Auto, Motorcycle, Boat & RV Loan Rates | |
| Effective Date: Wednesday, November 30th, 2022 | |
| Product | APR* As Low As |
| New Auto/Motorcycle (2020 & newer) | 4.99% |
| Used Auto/Motorcycle (2017-2019) | 5.99% |
| Used Auto/Motorcycle (2016 & older) | 7.99% |
| New Boat/RV (2020 & newer) | 9.99% |
| Used Boat/RV (2017-2019) | 10.99% |
| Used Boat/RV (2016 & older) | 12.99% |
| Above rates include a 0.50% discount for automatic payments. | |
| Unsecured Signature Loan Rates | |
| Effective Date: Wednesday, November 30th, 2022 | |
| Product | APR* As Low As |
| Personal Loan | 6.99% |
| Above rate includes a 0.50% discount for automatic payments. | |
| Secured Loan Rates | |
| Effective Date: Wednesday, November 30th, 2022 | |
| Product | Rate* |
| Share Certificate | Rate of Certificate + 4% |
| Savings | Savings Rate + 4% |
| Student Loan Rates | |
| Effective Date: Wednesday, November 30th, 2022 | |
| Product | Rate* |
| Student Loan | Click Here |
| Student Loan Consolidation | Click Here |
* APR = Annual Percentage Rate. Stated rates may change at any time without notice and are subject the Lender’s credit criteria, certain conditions and restrictions may apply. APR stated assumes excellent credit and automatic payments.
** Prime Rate as of 11/2/2022 is 7.00%.
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