Loan Rates
| Credit Card Loan Rates | |
| Effective Date: Tuesday, January 25th, 2022 | |
| Product | Rate* |
| Platinum Rewards MasterCard | As low as prime** + 8.99% |
| Home Equity Rates | |
| Effective Date: Tuesday, January 25th, 2022 | |
| Product | Rate* |
| Home Equity Loans *** | |
| Fixed Equity Loan: 15 years | As low as 5.50% |
| Home Equity Line of Credit- No Closing Costs up to $150,000* | 1.99% for the first 6 months and adjusts to Prime** - 0.10% after |
| Home Equity Line of Credit- Interest Only & No Closing Costs up to $150,000* | 1.99% for the first 6 months and adjusts to Prime** - 0.10% after |
| Mortgage Rates | ||
| Effective Date: Tuesday, January 25th, 2022 | ||
| Product | Rate* | APR* |
| 15 Year Fixed | 3.125% | 3.449% |
| 20 Year Fixed | 3.750% | 4.007% |
| 30 Year Fixed | 3.750% | 3.934% |
| APR is based on a $300,000 purchase with a 70% LTV. Actual interest rates may vary based on lender’s credit criteria. Property must be located in NY, NJ, CT, PA, or MA. | ||
| Auto, Motorcycle, Boat & RV Loan Rates | |
| Effective Date: Tuesday, January 25th, 2022 | |
| Product | APR* As Low As |
| New Auto/Motorcycle (2019 & newer) | 3.24% |
| Used Auto/Motorcycle (2016-2018) | 3.74% |
| Used Auto/Motorcycle (2015 & older) | 5.74% |
| New Boat/RV (2019 & newer) | 8.24% |
| Used Boat/RV (2018 & older) | 8.74% |
| Above rates include a 0.50% discount for automatic payments. | |
| Unsecured Signature Loan Rates | |
| Effective Date: Tuesday, January 25th, 2022 | |
| Product | APR* As Low As |
| Personal Loan | 12.99% |
| Above rate includes a 0.50% discount for automatic payments. | |
| Secured Loan Rates | |
| Effective Date: Tuesday, January 25th, 2022 | |
| Product | Rate* |
| Share Certificate | Rate of Certificate + 4% |
| Savings | Savings Rate + 4% |
| Student Loan Rates | |
| Effective Date: Tuesday, January 25th, 2022 | |
| Product | Rate* |
| Student Loan | Click Here |
| Student Loan Consolidation | Click Here |
* APR = Annual Percentage Rate. Stated rates may change at any time without notice and are subject the Lender’s credit criteria, certain conditions and restrictions may apply. APR stated assumes excellent credit and automatic payments.
** Prime Rate as of 10/1/2021 is 3.25%.
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