twitterfacebookInstagramLinkedin
Palisades Credit Union Go to main content

Loan Rates

Home > Rates

Loan Rates

Credit Card Loan Rates
Effective Date: Wednesday, November 30th, 2022
ProductRate*
Platinum Rewards MasterCard 15.99% - 17.99%, variable rate based on the Prime Rate

Home Equity Rates
Effective Date: Wednesday, November 30th, 2022
ProductRate*
Home Equity Loans ***  
Fixed Equity Loan: 15 years As low as 6.50%
Home Equity Line of Credit- No Closing Costs up to $150,000* 1.99% for the first 6 months and adjusts to Prime** - 0.10% after
Home Equity Line of Credit- Interest Only & No Closing Costs up to $150,000* 1.99% for the first 6 months and adjusts to Prime** - 0.10% after

Mortgage Rates
Effective Date: Wednesday, November 30th, 2022
ProductRate*APR*
15 Year Fixed 6.1250%1 6.478%
30 Year Fixed 6.375%2 6.590%
1Rate reflected above includes a rate buy down of 0.000%.  2Rate reflected above includes a buy down rate of 0.000%.
APR is based on a $300,000 purchase with a 70% LTV. Actual interest rates may vary based on lender’s credit criteria. Property must be located in NY, NJ, CT, PA, or MA.

Auto, Motorcycle, Boat & RV Loan Rates
Effective Date: Wednesday, November 30th, 2022
ProductAPR* As Low As
New Auto/Motorcycle (2020 & newer) 4.99%
Used Auto/Motorcycle (2017-2019) 5.99%
Used Auto/Motorcycle (2016 & older) 7.99%
New Boat/RV (2020 & newer) 9.99%
Used Boat/RV (2017-2019) 10.99%
Used Boat/RV (2016 & older) 12.99%
Above rates include a 0.50% discount for automatic payments.

Unsecured Signature Loan Rates
Effective Date: Wednesday, November 30th, 2022
ProductAPR* As Low As
Personal Loan 6.99%
Above rate includes a 0.50% discount for automatic payments.

Secured Loan Rates
Effective Date: Wednesday, November 30th, 2022
ProductRate*
Share Certificate Rate of Certificate + 4%
Savings Savings Rate + 4%

Student Loan Rates
Effective Date: Wednesday, November 30th, 2022
ProductRate*
Student Loan Click Here
Student Loan Consolidation Click Here

*  APR = Annual Percentage Rate.  Stated rates may change at any time without notice and are subject the Lender’s credit criteria, certain conditions and restrictions may apply.  APR stated assumes excellent credit and automatic payments.

** Prime Rate as of 11/2/2022 is 7.00%. 

Go to main navigation
tr?id=944422258948976&ev=PageView&noscri tr?id=944422258948976&ev=PageView&noscri