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Loan Rates

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Loan Rates

Credit Card Loan Rates
Effective Date: Sunday, October 17th, 2021
ProductRate*
Platinum Rewards MasterCard As low as prime** + 8.99%

Home Equity Rates
Effective Date: Sunday, October 17th, 2021
ProductRate*
Home Equity Loans ***  
Fixed Equity Loan: 15 years As low as 5.50%
Home Equity Line of Credit- No Closing Costs up to $150,000* 1.99% for the first 6 months and adjusts to Prime** - 0.10% after
Home Equity Line of Credit- Interest Only & No Closing Costs up to $150,000* 1.99% for the first 6 months and adjusts to Prime** - 0.10% after
   

Mortgage Rates
Effective Date: Sunday, October 17th, 2021
ProductRate*APR*
15 Year Fixed 2.625% 2.945%
20 Year Fixed 3.250% 3.503%
30 Year Fixed 3.250% 3.429%
APR is based on a $300,000 purchase with a 70% LTV. Actual interest rates may vary based on lender’s credit criteria. Property must be located in NY, NJ, CT, PA, or MA.

Auto, Motorcycle, Boat & RV Loan Rates
Effective Date: Sunday, October 17th, 2021
ProductAPR* As Low As
New Auto/Motorcycle (2019 & newer) 3.24%
Used Auto/Motorcycle (2016-2018) 3.74%
Used Auto/Motorcycle (2015 & older) 5.74%
New Boat/RV (2019 & newer) 8.24%
Used Boat/RV (2018 & older) 8.74%
Above rates include a 0.50% discount for automatic payments.

Unsecured Signature Loan Rates
Effective Date: Sunday, October 17th, 2021
ProductAPR* As Low As
Personal Loan 12.99%
Above rate includes a 0.50% discount for automatic payments.

Secured Loan Rates
Effective Date: Sunday, October 17th, 2021
ProductRate*
Share Certificate Rate of Certificate + 4%
Savings Savings Rate + 4%

Student Loan Rates
Effective Date: Sunday, October 17th, 2021
ProductRate*
Student Loan Click Here
Student Loan Consolidation Click Here

*  APR = Annual Percentage Rate.  Stated rates may change at any time without notice and are subject the Lender’s credit criteria, certain conditions and restrictions may apply.  APR stated assumes excellent credit and automatic payments.

** Prime Rate as of 10/1/2021 is 3.25%. 

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