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Mortgage Rates

Home > Rates > Mortgage Rates | Home Loan Rates | Rockland County | Palisades Credit Union

Mortgage Rates

Mortgage Rates
Effective Date: Monday, December 10th, 2018 10:00 AM
ProductRate*APR*PointsMonthly Payment Per $25,000 Borrowed
15 Year Fixed 4.250% 4.721% 0 $188.07
20 Year Fixed 4.250% 4.618% 0 $154.81
30 Year Fixed 4.375% 4.644% 0 $124.82
Your actual annual percentage rate may be different. Mortgage rates are for properties in NY, NJ, CT, PA, and MA.

Rates are subject to change anytime without notice.

Home Equity Rates
Effective Date: Monday, December 10th, 2018
ProductRate*Monthly Payment Per $25,000 Borrowed
Home Equity Loans ***    
Fixed Equity Loan: 5 years As low as 5.25% $474
Fixed Equity Loan: 10 years As low as 5.25% $268
Fixed Equity Loan: 15 years As low as 5.25% $200
Home Equity Line of Credit- No Closing Costs up to $250,000* 1.99% for the first 6 months and adjusts to Prime** after  
Home Equity Line of Credit- Interest Only & No Closing Costs up to $250,000* 1.99% for the first 6 months and adjusts to Prime** after  
Fixed Equity Loan rates are based on a 1st position lien.

*  APR - Annual Percentage Rate

** Prime is a variable rate.

***These loans are part of our managed credit program. Your rate is determined by how long you finance your loan as well as your credit history and whether you have Advantage Pricing or not. The rates quoted above are the lowest possible rates offered. Your rates will be determined after your credit report has been reviewed. No loan will be lower than the minimum rate established by the Credit Union. Rates are subject to change without prior notice. You cannot refinance a PFCU loan. Auto loan rates may vary based on age of vehicle, loan repayment period and down payment.

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