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Mortgage Rates

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Mortgage Rates

Mortgage Rates
Effective Date: Monday, October 19th, 2020 10:00 AM
ProductRate*APR*
15 Year Fixed 2.625% 2.663%
20 Year Fixed 2.875% 2.904%
30 Year Fixed 2.875% 2.896%
APR is based on a $300,000 purchase with a 70% LTV. Actual interest rates may vary based on lenderís credit criteria. Property must be located in NY, NJ, CT, PA, or MA.

Rates are subject to change anytime without notice.

Home Equity Rates
Effective Date: Monday, October 19th, 2020
ProductRate*
Home Equity Loans ***  
Fixed Equity Loan: 5 years As low as 4.99%
Fixed Equity Loan: 10 years As low as 4.99%
Fixed Equity Loan: 15 years As low as 4.99%
Home Equity Line of Credit- No Closing Costs up to $250,000* 1.99% for the first 6 months and adjusts to Prime** - 0.10% after
Home Equity Line of Credit- Interest Only & No Closing Costs up to $250,000* 1.99% for the first 6 months and adjusts to Prime** - 0.10% after
Fixed Equity Loan rates are based on a 1st position lien.

*  APR - Annual Percentage Rate

** Prime is a variable rate.

***These loans are part of our managed credit program. Your rate is determined by how long you finance your loan as well as your credit history and whether you have Advantage Pricing or not. The rates quoted above are the lowest possible rates offered. Your rates will be determined after your credit report has been reviewed. No loan will be lower than the minimum rate established by the Credit Union. Rates are subject to change without prior notice. You cannot refinance a PFCU loan. Auto loan rates may vary based on age of vehicle, loan repayment period and down payment.

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