Mortgage Rates
| Mortgage Rates | ||
| Effective Date: Thursday, March 23rd, 2023 | ||
| Product | Rate* | APR* |
| 15 Year Fixed | 6.000%1 | 6.352% |
| 30 Year Fixed | 6.375%2 | 6.590% |
| 1Rate reflected above includes a rate buy down of 0.000%. 2Rate reflected above includes a buy down rate of 0.000%. | ||
| APR is based on a $300,000 purchase with a 70% LTV. Actual interest rates may vary based on lender’s credit criteria. Property must be located in NY, NJ, CT, PA, or MA. | ||
Rates are subject to change anytime without notice.
| Fixed Home Equity Rates | ||
| Effective Date: Thursday, March 23rd, 2023 | ||
| Product | Loan-to-Value (LTV) | Rate* |
| 15 Year Loan in 1st Lien Position | Up to 80% | As low as 6.50% |
| 15 Year Loan in 2nd Lien Position | Up to 70% | As low as 6.75% |
* APR - Annual Percentage Rate
** Prime is a variable rate.
***These loans are part of our managed credit program. Your rate is determined by how long you finance your loan as well as your credit history and whether you have Advantage Pricing or not. The rates quoted above are the lowest possible rates offered. Your rates will be determined after your credit report has been reviewed. No loan will be lower than the minimum rate established by the Credit Union. Rates are subject to change without prior notice. You cannot refinance a PFCU loan. Auto loan rates may vary based on age of vehicle, loan repayment period and down payment.
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