Holiday Loans from 6.99% APR1.
Cover gifts, getaways, and everything in between. Your neighbors in lending, with you all season long.
With our Holiday Loan, pay for gifts, travel, and seasonal expenses
Spread the cost of the season into predictable monthly payments with a personal loan built for the holidays.
Holiday gift financing
Cover gifts for everyone on your list without sacrificing your savings.
Holiday travel loans
Book flights, hotels, and rental cars.
Funding for parties
Pay for food, decor, and entertainment for your seasonal gatherings.
Seasonal activities and events
Afford holiday traditions, from festivals to family outings.
Year-end bills, tuition, or other costs that have piled up
Start the new year with a clear plan.
“Andre helped me seamlessly with a personal loan. The whole process was finished in its entirety within 1 day, and all over the phone. Andre was easily accessible and helped me with any questions I had, guiding me in the right direction. This is not the first time I’ve used PCU and I’ve recommended them to multiple people.”
- Erica S.
- Palisades CU Member
Palisades CU vs. the Big Banks
Banking that gets you
Our team lives here, works here, and truly understands what ‘local’ means. You get modern banking tools backed by the kind of neighborly connection bigger institutions can’t match.
Palisades CU | The Others | |
Community-focused, relationship-driven | icon-check | icon-x |
Dedicated to our neighbors | icon-check | icon-x |
Personalized advice | icon-check | icon-x |
Invested in local businesses and community | icon-check | icon-x |
Member, neighbor, part of the family | icon-check | icon-x |
Financial solutions built around your goals | icon-check | icon-x |
Celebrate the season without overspending
Our holiday loan is a major discount²⁰ on our personal loans, helping you reach your goals while saving on interest. Plus, enjoy fixed payments, flexible loan amounts, and fast, local approval.
Holiday Loan FAQs
Common questions about our holiday loans.
What’s a Holiday Loan?
It’s a limited-time promotion offering special low rates on our personal loans to help you fund your holiday season plans.
What can I use it for?
Almost anything! Popular uses include gifts, travel to see loved ones or holiday vacations, parties and entertaining, and seasonal activities, but you can also use it towards year-end bills, tuition, medical bills, debt consolidation, and more.
Do I need collateral?
Nope! Our holiday loan is an unsecured personal loan, meaning you don’t have to use your home, savings, or other assets as collateral.
How much can I borrow?
Borrow up to $30,000, with flexible amounts to fit your needs
Can I pay off my loan early?
Yes! Pay ahead anytime with zero penalties.
Give yourself the gift of less stress
This special offer is only available for a limited time! If you’re ready to get started, click the button below, or give us a call.