Your money works harder here
Earn more with a high-yield savings account designed for our community. Enjoy no fees and support from your local credit union neighbors.
Better rates, better community support
Enjoy competitive rates and easy access, plus personalized service from people who live and work in your neighborhood.
Competitive APY2
No monthly fee or surprises8
Start with just $10,0008
Federally insured and secure up to $250,000
Personalized service you can trust
“Opened several accounts in the New City branch and the customer service is impeccable from all the employees!”
- Adele
- Palisades CU Member
Palisades CU vs. the Big Banks
Banking that gets you
Our team lives here, works here, and truly understands what ‘local’ means. You get modern banking tools backed by the kind of neighborly connection bigger institutions can’t match.
Palisades CU | The Others | |
Community-focused, relationship-driven | icon-check | icon-x |
Dedicated to our neighbors | icon-check | icon-x |
Personalized advice | icon-check | icon-x |
Invested in local businesses and community | icon-check | icon-x |
Member, neighbor, part of the family | icon-check | icon-x |
Financial solutions built around your goals | icon-check | icon-x |
Your savings, your way
Access your funds anytime with easy transfers and no penalties (for up to 2 withdrawals per statement cycle) backed by a credit union that truly cares about our community.
High-Yield Savings FAQs
Common questions about our high-yield savings accounts.
What makes a high-yield savings account different from a regular savings account?
A high-yield savings account offers higher interest rates so your money grows faster, while still giving you easy access and security.
How soon can I access funds after opening the account?
You can start saving and accessing your funds right away with easy online transfers or visits to any branch.
Are there any fees I should be aware of?
Yes. Our high-yield savings account requires a minimum $10,000 account balance and a maximum of two withdrawals per statement cycle. Fees may be assessed if the minimum balance is not maintained, or for excessive withdrawals. See Fee Schedule for details.
Is my money safe with Palisades Credit Union?
Absolutely. Your deposits are federally insured up to $250,000, so you can save with confidence.
How do I open a high-yield savings account?
You can open your account online, by phone, or visit us in person—whichever is easiest for you.
Current Savings Rates
Grow your savings with us
Join your neighbors in building a stronger financial future. Open your high-yield savings account today.