Checking that fits your life
Open your Palisades Credit Union checking account easily online today, and get in on banking that gets you.
Compare our
checking options
Explore your options and choose the checking account that best suits your needs, featuring benefits like no monthly fees, ATM-fee refunds, and rewards that go further.
Basic Checking
Simple, straightforward checking built for everday use
- No monthly fee with e-Statements 4
- Debit card for everday transactions
- Unlimited check writing
- Digital Banking access
Rewards Checking
Earn rewards when smart habits pay off
- Refunds on ATM withdrawal fees, nationwide (max $18/month) 5
- No minimum balance to earn rewards
- No monthly service fee
“Palisades Credit Union is fantastic! No waiting for answers, all calls were either answered on the spot or immediately returned. All my questions were answered quickly and professionally. A breath of fresh air not having to deal with automated phone servicing at the larger commercial banks and working directly with local experts who care and are extremely competent and skilled at what they do.”
- Ray
- Palisades CU Member
Smart money starts here
We’re where your neighbors enjoy modern tools, online access, and perks that put more back in your pocket.
Grow good money habits early
Help your child or teen build financial confidence early with accounts designed just for them. With no monthly fees, digital tools, and real-world banking experience, Palisades Credit Union makes it easy to teach good money skills from the start.
Lending guidance and resources
From budgeting tips to credit-building advice, we’re here to help you make smart financial decisions with confidence.
Checking FAQs
Common questions about our checking accounts.
What do I need to open a checking account?
To open a checking account, you’ll need a valid photo ID (like a driver’s license) and your social security number. You may also need to make a minimum opening deposit, depending on the account type.
Are there monthly fees for checking accounts?
Palisades Credit Union offers checking accounts with no monthly service fees. For certain accounts, fees may apply but can often be waived by meeting simple requirements like maintaining a minimum balance or setting up direct deposit.
Do checking accounts earn interest?
Some checking accounts, like our Archway Checking, earn interest when certain activity requirements are met.
Can I open a joint checking account?
Yes, you can open a joint account with a family member or another individual. Both account holders have equal access and responsibility for the account.
How do I switch my checking account to Palisades Credit Union?
Switching is easy! Start by opening your new account, then update your direct deposits and automatic payments. Our team can guide you through the process to ensure a smooth transition.
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We’re in your corner
Smarter accounts, real rewards, and the convenient tools you rely on. Get it all from a local credit union rooted in New York and New Jersey.
