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Bank / The Family Security Plan®

Protect what matters most

Affordable insurance solutions from The Family Security Plan®—exclusively for Palisades Credit Union members.

Explore Family Security Plan® Coverage
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Life is unpredictable

Why choose The Family Security Plan® through Palisades?

Affordable member-only pricing

Personalized, one-on-one consultations

Easy enrollment and no-pressure guidance

Flexible coverage tailored to your needs

Trusted partnership with over 45 years of experience

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Whole Life Insurance

Lifetime coverage that never expires and builds cash value over time.

  • Level premiums for life
  • Funds can be borrowed if needed
  • Helps cover final expenses or leave a legacy
Apply for Whole Life Insurance
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Term Life Insurance

Affordable protection for a set period of time that is ideal for growing families.

  • Coverage for 10, 20, or 30 years
  • Budget-friendly premiums
  • Financial protection when your loved ones need it most
Apply for Term Life Insurance
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Disability Income Insurance

Replaces a portion of your income if you become too sick or injured to work.

  • Monthly benefit premiums
  • Supports you while recovering
  • Helps cover everyday expenses
Apply for Disability Income Insurance
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Critical Illness Insurance

One-time, lump-sum payment after diagnosis of a covered serious illness.

  • Covers conditions like cancer, stroke, or heart attack
  • Funds can be used for medical bills, travel, or household costs
  • Reduces financial stress during recovery
Apply for Critical Illness Insurance
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Accident Insurance

Pays cash directly to you for covered accidental injuries.

  • Covers ER visits, stitches, fractures, and more
  • Benefits paid regardless of other insurance
  • Great for active families or children in sports
Apply for Accident Insurance
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Hospital Sickness Insurance

Daily cash benefit when you’re hospitalized due to illness.

  • Helps offset deductibles and copays
  • Supports income gaps while you recover
  • Use the funds however you choose
Apply for Hospital Sickness Insurance

Family Security Plan® FAQs

Common questions about The Family Security Plan®.

Is medical underwriting required for these plans?

Some plans have simplified underwriting, and many members qualify without a full medical exam.

Can I apply for more than one type of insurance?

Yes! You can mix and match plans based on your life stage, goals, and budget.

Are these plans through Palisades Credit Union?

The plans are not issued by Palisades Credit Union. Plans are offered through The Family Security Plan®, but they’re exclusively available to Palisades Credit Union members.

How flexible is the coverage?

Plans can be customized, and you can adjust or cancel coverage as your needs change.

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