Checking Accounts

Palisades Federal Credit Union is proud to offer two great checking accounts. Choose the one that's right for you...

Free Checking

Looking for a free checking account that offers you plenty of conveniences without charging fees for services you don't need? Look no further! This is the perfect no-strings-attached checking account.
Our Free Checking is easy to use, has no requirements and, you guessed it,it's FREE!

  • No minimum balance required
  • Unlimited check writing ability
  • No monthly service fee
  • Unlimited ATM usage at 50,000 ATMs
  • Direct deposit available
  • Free VISA debit card
  • Free online banking
  • Free online statements
  • Free mobile banking
  • Choose from several types of overdraft protection options
  • Courtesy Pay

Dividend Checking*

Looking for a high-interest account with no minimum balance requirements? Then this is the checking account for you! With our Dividend Checking, you'll earn dividends on your account without all the tough-to-meet requirements.

In addition, to the features of our Free Checking you can cash in on bonuses like:

Members Only. Membership requires a $5 deposit into a savings account.
*Must have direct deposit of at least $500 per month and receive your statements electronically to avoid an $8 monthly service fee. Interest compounded daily and credited monthly.


VISA Debit Card

It's simple and easy to use and gives you the convenience of shopping everywhere VISA debit cards are accepted. You will receive a receipt for your purchase and your transactions will show up on your monthly statement for easy tracking. Also, there's no annual fee, no application fee, and no per month charges. Verified by VISA

Make The Switch

At Palisades Federal Credit Union it is your time and needs that matter most. That is why we have redefined the ease and speed of switching to better banking. Simply choose the services you want, complete any or all of the switch kit forms, and then let us do our job. We'll have you into better banking in no time.

Routing Number

Palisades Federal Credit Union's routing number is 221979101

Locations & ATM

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