You’re more than a member
You’re part of our community, and together we go further. Join a credit union where you’ll find the perfect loan, improve credit, or plan for retirement. Let’s reach your goals.
Membership made easy
You’re eligible to join if you:
- Live, work, worship, or study in Rockland County, NY or Bergen County, NJ
- Have an immediate family member who’s already a member
- Live with someone who qualifies
- Work for one of our Select Employer Groups (SEGs)
Not sure if you qualify? Contact us and we’ll help you figure it out.
We’re in your corner
As a not-for-profit credit union, we put our members first. That means better value, more support, and tools to help you grow.
Better rates &
fewer fees
Local, personalized
service
Free digital
banking tools
Member-only
perks
“My wife and I had the pleasure of coming in to PCU for a home equity loan and working with Ms. Ellen Brooks. We couldn’t be happier!!!! If there was an opportunity to leave a 10-star review, we would!!”
- Shabsai U
- Palisades CU Member
Lending guidance and resources
From budgeting tips to credit-building advice, we’re here to help you make smart financial decisions with confidence.
Personal banking for every chapter
Wherever life takes you, we’re here with local support and smart solutions for every chapter—because community comes first.
Neighbors helping neighbors
Founded in 1941 by a small group of employees committed to better banking, Palisades Credit Union has grown into a trusted, not-for-profit financial partner for individuals and families across New York and New Jersey.
Become a Member FAQs
Common questions about becoming a member.
How do I become a member of Palisades Credit Union?
You can join if you live, work, worship, or attend school in our service area — Rockland County NY or Bergen County NJ. Simply open an eligible account to get started.
Is there a membership fee?
No. Membership is free—just a $5 minimum deposit to open a savings account.
What types of accounts do you offer?
We offer checking, savings, money market, youth accounts, certificate accounts, IRAs, and more—tailored to your financial needs.
Can I open an account online?
Yes, new members can open accounts quickly and securely through our website.
We’re in your corner
Smarter accounts, real rewards, and the convenient tools you rely on. Get it all from a local credit union rooted in New York and New Jersey.
