Enrich your credit without debt with Bloom+
Bloom+ can help build your credit history by reporting regular payments like rent, utilities, and your phone bill to the major credit bureaus. It’s easy to set up.
Enrich your credit history with recurring payments
Turn your bills into credit power
Now you have the opportunity to build your credit history* by reporting recurring payments you’re already making, like rent, utilities and phone bills. It’s that simple.
Here’s how it works
The revolutionary reporting tool powered by Bloom+ connects directly to your Palisades Credit Union checking account and allows you to easily report up to 5 recurring payments to a major credit bureau.**
Getting started is easy
- Enroll using the button below
- Link your Palisades accounts
- Select the eligible payments you want to report
- Watch your credit history bloom
Credit building on your terms
Take better control of your credit
Recurring payments for things like rent, utilities and phone bills aren’t typically reported to the major credit bureaus. Now you can help them count toward your progress.
Report only the payments you want
Take full control of which transactions get submitted by choosing the payments you want to report.
Build credit even if you’re starting fresh*
Don’t have any credit yet? No problem! You can take full advantage of credit building by reporting transactions like rent, utilities and phone bills made from your checking account.