Local loans from local experts
Looking for a home, personal, or auto loan? We offer competitive rates, local expertise, and the convenience of online loans to help you borrow smarter and achieve your goals.

Borrow with confidence
From new adventures to life’s surprises, count on flexible loans and a caring team every step of the way.
“I recently closed on a HELOC, and I must say the experience was seamless thanks to the assistance of the branch manager, Ellen Brooks. Ellen is truly amazing! From her expertise, kind personality, and attentiveness, I knew I was in good hands.”
- Yetunde
- Palisades CU Member
Smart lending with your goals in mind
From planning ahead to managing surprises, our loans give you great rates, flexible terms, and personal support. Borrow confidently, and enjoy our easy, online loan process.
Palisades CU vs. the Big Banks
Banking that gets you
Our team lives here, works here, and truly understands what ‘local’ means. You get modern banking tools backed by the kind of neighborly connection bigger institutions can’t match.
Palisades CU | The Others | |
Community-focused, relationship-driven | icon-check | icon-x |
Dedicated to our neighbors | icon-check | icon-x |
Personalized advice | icon-check | icon-x |
Invested in local businesses and community | icon-check | icon-x |
Member, neighbor, part of the family | icon-check | icon-x |
Financial solutions built around your goals | icon-check | icon-x |
Learn, grow, and thrive
From budgeting tips to credit-building advice, we’re here to help you make smart financial decisions with confidence.
We’re in your corner
Smarter accounts, real rewards, and the convenient tools you rely on. Get it all from a local credit union rooted in New York and New Jersey.