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HELOC & Roll
Begin your future plans on the right note with a Home Equity Line of Credit. No closing costs up to $250,000!
6-Month Intro Rate: 3.99% APR* or
12-Month Intro Rate: 5.49% APR*
How do HELOCs work?
A HELOC is a revolving form of credit that uses your home as collateral. During the 10-year active period, you can withdraw money to use however you see fit!
- With easy online access to your Home Equity Line of Credit and check writing privileges, you can use your HELOC like cash to:
- Make online payments or purchases,
- Transfer funds into a linked deposit account
- Write checks to contractors for home renovations
- Pay a child's school tuition
- Use as an emergency fund
- And more!
*APR=Annual Percentage Rate. Minimum loan amount is $25,000, maximum loan amount is $500,000. HELOCs have a floor rate of 3.50% and a ceiling of 15.00%. After the introductory rate period, rates will adjust based on the Wall Street Journal Prime Rate and the loan-to-value and lien position of the HELOC. Prime Rate as of 3/1/2024 is 8.50%. Closing costs are waived on credit lines up to $250,000, additional conditions and geographic limitations may apply. Federally insured by NCUA.
**The fixed introductory rate will be effect the 6 or 12 months after your account is opened, depending on the promotion selected, and whether or not funds have been advanced from your HELOC during that time. Thereafter, the rate, including the rate on any existing balance, will convert to the applicable Variable APR.