Consolidate your debt with rates as low as 7.49% APR1
Need help consolidating debt? We’ve been there before. Let’s make a plan!
Make life (and payments) easier
Our Debt Consolidation loans are designed to simplify your finances and help you save money.
One easy monthly payment20
Potential for a lower interest rate
No prepayment penalties
Flexible loan amounts
Build or improve your credit score
Palisades CU vs. the Big Banks
Banking that gets you
Our team lives here, works here, and truly understands what ‘local’ means. You get modern banking tools backed by the kind of neighborly connection bigger institutions can’t match.
Palisades CU | The Others | |
Community-focused, relationship-driven | icon-check | icon-x |
Dedicated to our neighbors | icon-check | icon-x |
Personalized advice | icon-check | icon-x |
Invested in local businesses and community | icon-check | icon-x |
Member, neighbor, part of the family | icon-check | icon-x |
Financial solutions built around your goals | icon-check | icon-x |
More ways to save
Transfer your high interest balances to a credit card with Palisades CU and enjoy 0% APR1 for 15 months!
Debt Consolidation Loan FAQs
Common questions about our debt consolidation loans.
What is a debt consolidation loan?
It combines multiple debts—like credit cards or personal loans—into one simple monthly payment, often at a lower rate.
How can it help me?
You’ll have fewer bills to juggle, may lower your interest rate, set a clear payoff timeline, and reduce stress.
Do I need collateral?
Nope! Our debt consolidation loans are unsecured, meaning you don’t have to use your home, savings, or other assets as collateral.
How much can I borrow?
Borrow only what you need—up to $30,000.
Can I pay off my loan early?
Absolutely. With no prepayment penalties, you’ll save even more if you pay ahead of schedule.
Your debt-free future starts here
This special offer is only available for a limited time! If you’re ready to get started, click the button below, or give us a call.