Special Group Offers

Special group offers, just for you

Become a Palisades member today and enjoy exclusive checking bonuses and loan discounts.

Become a Member

four friends-members of a New York credit union-enjoying coffee together

Your exclusive offers await

Open an account today and start enjoying benefits designed for special group members like you.

Checking Accounts

Earn $350*

when you open a Checking Account and set up a direct deposit of $1,000 or more and e-statements

Youth Accounts

Earn $150**

when you open a Youth Savings or Student Checking account

Loan Discounts

Save up to 1.00% APR***

on Auto Loans, Auto Refinances, or Personal Loans

Apply for a Loan

Credit Cards

Waived Fee****

on our Balance Transfer Credit Card: 0% APR for 15 months

Apply for a Credit Card

A simple line drawing of a person smiling and waving with one hand raised.

Smart money starts here

We’re where your neighbors enjoy modern tools, online access, and perks that put more back in your pocket.

Courtesy Pay

Cover transactions if you’re short on funds.

Digital Banking

Free for you to use anytime, anywhere.

Palisades Perks

Member-only offers and discounts.

Refer-a-Friend

Spread your love for Palisades and earn rewards.

A woman with short dark hair smiles while working on a laptop outdoors at a wooden table.

Membership made easy

Click the Open an Account button
Deposit $5 into a savings account
Open your checking or youth account, or apply for your loan or credit card
Enter the promo code you received when prompted in your account or loan application

Open an Account

Personal banking for every chapter

Wherever life takes you, we’re here with local support and smart solutions for every chapter—because community comes first.

Checking

Savings

Youth Accounts

Certificates

Personal Loans

Auto Loans

Home Equity

Mortgages

We’re in your corner

Smarter accounts, real rewards, and the convenient tools you rely on. Get it all from a local credit union rooted in New York and New Jersey.

Open an Account

Line drawing of buildings and a tree; icons above buildings represent location, signal strength, and data transfer concepts.

To qualify for any exclusive offer, enter the promo code you received when prompted in your account or loan application. Earned bonuses will be deposited into the applicable account within 45 days of qualification.

*Checking Accounts: To qualify for the $350 bonus, open a new checking account, enroll in e-statements and establish a qualifying direct deposit of at least $1,000 monthly. A “qualifying direct deposit” is a direct deposit of regular monthly income, such as your salary, pension, or Social Security benefits, which are made by your employer or other payer.

**Youth Accounts: To qualify for $150, open a youth savings or student checking account with a minimum deposit of $150. Open both a youth savings and a student checking and earn $300 with a minimum deposit of $150 in each account.

***Loan Discounts: Membership with Palisades CU required, subject to eligibility. Discount is up to 1.00% APR (Annual Percentage Rate) off borrower’s qualified rate, subject to credit approval, and cannot be combined with any other discounted offer. Eligible discounted loan types include Personal Loan, New & Used Auto Loans, and Auto Refinance. Loans currently financed with the credit union are not eligible to receive a discount.

****Credit Cards: The standard 3% balance transfer fee will be waived on balance transfers completed within 90 days of credit card account opening. Balance transfer offer is a 0% Introductory APR (Annual Percentage Rate) for 15 months for any transfer(s) completed within the first 90 days of credit card account opening. After the introductory period ends, the standard purchased APR, which is a variable rate based on the Prime Rate, will be applied to any unpaid introductory balance and new balances transfers and purchases.