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Sun’s out, funds out. Rates as low as 7.24%

From vacations to home projects, our Summer Loan Sale can help you fund it all and save big.

Apply for a Summer Loan
Two people ride electric bikes on a suburban street, passing houses with green lawns and trees on a sunny day.
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Here’s what you’ll love

Our Summer Loan Sale makes it easy and affordable to fund whatever’s on your to-do (or fun) list.

De-stress with a little extra cash in your wallet

Take that much-needed vacation

Tackle home or backyard projects

Pay for education expenses

Consolidate debt

From Our Community

“Andre helped me seamlessly with a personal loan. The whole process was finished in its entirety within 1 day, and all over the phone. Andre was easily accessible and helped me with any questions I had, guiding me in the right direction. This is not the first time I’ve used PCU and I’ve recommended them to multiple people.”

  • Erica S.
  • Palisades CU Member

Palisades CU vs. the Big Banks

Banking that gets you

Our team lives here, works here, and truly understands what ‘local’ means. You get modern banking tools backed by the kind of neighborly connection bigger institutions can’t match.

Palisades CU
The Others
Community-focused, relationship-driven
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Dedicated to our neighbors
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Personalized advice
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Invested in local businesses and community
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Member, neighbor, part of the family
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Financial solutions built around your goals
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A smiling pregnant woman and a man walk together by the water at sunset, holding hands and enjoying the outdoors.

Summer savings you won’t want to miss

Our summer loan sale is a major discount on our personal loans, helping you reach your goals while saving on interest. Plus, enjoy fixed payments, flexible loan amounts, and fast, local approval.

Apply for a Summer Loan

Summer Loan Sale FAQs

Common questions about our summer loan sale.

What’s the Summer Loan Sale?

A limited-time special offering lower rates on our personal loans—perfect for summer plans.

What can I use it for?

Almost anything! Popular uses include vacations or travel, home improvements or repairs, back-to-school expenses, debt consolidation, or other planned or unexpected costs.

Do I need collateral?

Nope! Our summer loan is an unsecured personal loan, meaning you don’t have to use your home, savings, or other assets as collateral.

How much can I borrow?

Up to $30,000, with flexible amounts to fit your needs.

Can I pay off my loan early?

Yes. No prepayment penalties mean you save more if you pay early.

A man in a black t-shirt relaxes on a couch with his hands behind his head, eyes closed, smiling in sunlight streaming through a window.

A summer special too good to wait on

This special offer is only available for a limited time! If you’re ready to get started, click the button below, or give us a call.

Open an Account

Maximum loan amount is $30,000 and maximum loan term is 60 months. Application must be received by 9/30/2026, and loan must fund by 10/15/2026 to qualify for promotional rate. Based on a $10,000 loan with an 7.24% APR for 60 months, monthly payments will be $200. Promotion is subject to change at any time without notice and is subject to credit approval; lowest advertised rate requires automatic payment and assumes excellent credit profile. Offer cannot be combined with any other offer and is available on loans currently financed with the Credit Union with exclusions. Federally insured by NCUA.