Recreational loans that move you
Hit the road, waves, or trails with confidence. We offer loans for boats, RVs, and motorcycles, with competitive rates, easy applications, and guidance from a team that gets your taste for adventure.
Financing that moves with you
No matter how you roll—on water, wheels, or trails—we’ve got the right loan to get you going.
“Palisades Credit Union staff helped me secure an auto loan in 3 days. I worked with Ellen, Branch Manager, and she is very professional and the entire process, including the communication, was seamless. Kudos to the team!”
- Sabin J.
- Palisades CU Member
Get out there
Move faster with local decisions, no hidden fees, and support you can count on. Palisades Credit Union is trusted across Rockland and Bergen counties and wherever the road takes you.
Local decisions, made fast
Low, competitive rates
Financing for new and used
Flexible terms for your lifestyle
No hidden fees
Adventure starts here
Estimate your monthly payment and plan your next recreational purchase with confidence.
Personal Financing Calculators
Learn, grow, thrive
From budgeting tips to credit-building advice, we’re happy to help you make smart financial decisions with confidence.
Current recreational loan rates
Recreational Loans FAQs
Common questions about our recreational loans.
What types of recreational vehicles can I finance?
We offer financing for a wide range of vehicles, including boats, RVs, motorcycles, ATVs, UTVs, and more, whether new or used.
Do I need a down payment?
Down payments aren’t always required. Depending on your credit and the vehicle, we may offer up to 100% financing.
How long are the loan terms?
Loan terms vary by vehicle type and amount, but can range from 24 months to 120 months. We’ll help you choose the option that fits your budget.
Can I refinance a recreational vehicle from another lender?
Yes! Refinancing with us could lower your interest rate or monthly payment. Our team can walk you through the process.
How long does it take to get approved?
Most applications are reviewed within 24 hours—often sooner. You can apply online or in-person to get started.
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We’re in your corner
Smarter accounts, real rewards, and the convenient tools you rely on. Get it all from a local credit union rooted in New York and New Jersey.
